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147 Chipman Rd, Chester, MA, 01011

3beds
3baths
2,068sqft
$450,000
$218price/sqft
$3,591/moest. monthly cost
$143,640/yrincome needed

About This Home

Welcome home to this peaceful & serene 3 bed, 2.5 bath contemporary offering an open floor plan, main-level primary suite, & a private trail leading to the wild streambed of Glendale Brook! The main level features a spacious living rm & dining area w/ propane stove & sliders to a sunny deck, a kitchen w/ pantry closet, half bath w/ laundry, a first-floor office, & a primary bedroom w/ ensuite bath featuring a jetted tub & shower. The lower level provides flexible living w/ a 2nd office, bonus room, 2 beds w/ forest-facing windows, a shared recreation area, kitchenette, full bath & a built-in sauna! An exterior door opens to private trail along Glendale Brook, leading to a natural dipping pool. Additional features include 2 separate meditation rooms w/ own entrances, & a newly replaced furn & a newly replaced furnace! Don't wait- schedule your showing today!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

5/10
Chester Elementary SchoolGrades PK-53.6 mi
4/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Asphalt Shingles

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Inlaw/Guest Qtrs,Sauna
  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Solar,Propane,Gravity
  • Cooling features: Gravity

Interior Area

  • Total structure area: 2,068
  • Total interior livable area: 2,068 sqft

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Full Bath,1st Flr Bdrm w/Bath,1st Flr Half Bath

Details

  • Parcel number: MIDDM4110B0069L00000
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Exterior features: Privacy
  • Spa features: Bath
  • Has view: Yes
  • View description: Seasonal,Scenic
  • Waterfront features: Seasonal Brook,River Access,Close to Water,Brook

Lot

  • Lot size: 2.90 Acres

Parking

  • Total spaces: 8
  • Parking features: Garaged & Off-Street,Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$222$2,664
Property Taxes $687$8,244
Electricity $407$4,893
Total$3,591$43,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,120/yr
40% on housing$107,730/yr
45% on housing$95,760/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 01011$163
Hampshire County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 01011$251
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Price change$424,900
2026-06-25Price change$450,000
2026-06-01Listed for sale$460,000
2026-05-28Pending sale$460,000
2026-04-21Listed for sale$460,000
2024-11-15Sold$380,000
2024-11-06Pending sale$379,900
2024-10-09Price change$379,900
2024-09-10Price change$399,900
2024-08-09Price change$419,000
2024-07-06Price change$444,900
2024-05-22Listed for sale$464,900
2006-03-03Sold$36,000

For Sale by Agent

AgentTaylor Hildack
BrokerageKELLER WILLIAMS REALTY

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