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550 Post Rd APT 1003, Ridgeland, MS, 39157

2beds
3baths
1,425sqft
$310,000
$218price/sqft
$2,149/moest. monthly cost
$85,960/yrincome needed

About This Home

LOCATION!!! LOCATION!!! LOCATION!!!! YOU HAVE GOT TO SEE ONE OF THE MOST DESIRABLE WATERFRONT CONDO'S ON THE BEAUTIFUL ROSS BARNETT RESERVOIR!!! This recently updated condo offers two master suites with walk in closets, master bathrooms, and their own private balcony with water front view. Granite counter tops, stainless steel appliances, hardwood and ceramic tile floors through out. Worry free living at it's finest thanks to the HOA. Landscaping, ground maintenance, water/sewer, exteriors, roof and club house/pool access.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

7/10
6/10
Olde Towne Middle SchoolGrades 6-83.8 mi
5/10
Ridgeland High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Built-up

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator,Trash compactor

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/4 bathrooms: 1

Features

  • Flooring: Tile,Hardwood

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,425 sqft

Property

Details

  • Parcel number: 072H27A116

Features

  • Exterior features: Shingle,Wood products,Cement / Concrete
  • On waterfront: Yes

Parking

  • Total spaces: 3
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$230$2,760
Property Taxes $160$1,920
Electricity $192$2,304
Total$2,149$25,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,680/yr
40% on housing$64,470/yr
45% on housing$57,306/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 39157$162
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39157$157
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-19Listed for sale$310,000
2024-10-06Listing removed--
2024-09-25Listed for sale$315,000

For Sale by Owner

AgentProperty Owner

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