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3110 Route 16 N, Olean, NY, 14760

3beds
1baths
2,004sqft
$182,000
$91price/sqft
$1,655/moest. monthly cost
$66,200/yrincome needed

About This Home

Welcome home to this beautifully updated three-bedroom, one-bath ranch, perfectly blending modern comfort with peaceful country living. Step inside to find brand-new flooring throughout, a fully renovated kitchen with stylish finishes, and a revamped entrance that creates a warm, welcoming first impression. The brand-new bathroom adds a fresh, contemporary touch to the home. Outside, enjoy a partially fenced yard—ideal for pets—along with an attached garage for convenience. The property spans 1.88 scenic acres, offering quiet privacy and stunning wooded views from every angle. A rare bonus to this property is the second dwelling. The lower level can serve as additional garage or workshop space, while the upstairs one-bedroom apartment offers great potential—perfect for refinishing into a guest suite, rental opportunity, studio, or private retreat. Move-in ready with room to grow, this property delivers the best of comfort, charm, and possibility. Don’t miss your chance to enjoy peaceful living with modern upgrades in a truly beautiful setting!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

4/10
Hinsdale Central SchoolGrades PK-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1947

Materials

  • Foundation: Block
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Gas Cooktop,Gas Oven,Gas Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Separate/Formal Living Room,Country Kitchen,Kitchen/Family Room Combo,Living/Dining Room,Bedroom on Main Level
  • Flooring: Carpet,Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,004
  • Total interior livable area: 2,004 sqft

Property

Details

  • Parcel number: 04460008501200010140040000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Patio,Porch
  • Exterior features: Blacktop Driveway,Fence,Patio
  • Fencing: Partial

Lot

  • Lot size: 1.88 Acres
  • Features: Other,Rectangular,Rectangular Lot,See Remarks

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cattaraugus County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $920$11,040
Home Insurance *$113$1,356
Property Taxes $291$3,492
Electricity $331$3,974
Total$1,655$19,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,742/yr
40% on housing$49,650/yr
45% on housing$44,133/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$91This listing

vs Other Active Listings

Avg $/sqft

ZIP 14760$117
Cattaraugus County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 14760$98
Cattaraugus County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-18Price change$189,900
2025-12-08Listed for sale$199,900
2016-06-30Sold$20,001
2016-05-19Pending sale$15,000
2016-05-04Listed for sale$15,000

For Sale by Agent

AgentKimberly Koch
BrokerageHoward Hanna

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