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530 W 148th St, New York, NY, 10031

7beds
4baths
4,264sqft
$2,250,000
$528price/sqft
$20,976/moest. monthly cost
$839,040/yrincome needed

About This Home

At the end of a graceful townhouse row on West 148th Street sits this 18-foot-wide brownstone, a striking presence in the heart of Hamilton Heights. Its distinctive purple-brown façade is both bold and refined, perfectly at home on this serene, tree-lined block. The four-story, three-unit townhouse has been meticulously cared for by a private owner, with pride of ownership evident throughout. The duplex spans the parlor and garden levels and is defined by volume, light, and flow. Soaring ceilings and oversized bay windows crown the parlor floor, while the home’s generous width allows for an expansive living room, open kitchen, and a quiet home office tucked to the rear. Below, the garden level reveals a private retreat with a large primary bedroom, guest room, private cellar access, and seamless entry to a sun-filled, south-facing garden. A private entrance and welcoming foyer complete this elegant residence. The middle floor is a classic floor-through apartment featuring bay windows with peaceful treetop views. Two bedrooms—including a spacious primary—are complemented by a full bath, living room, kitchen, and abundant closet space, creating a highly desirable rental offering. The top floor mirrors this layout and is enhanced by a private terrace off the primary bedroom, overlooking the garden below. Natural light pours in from triple front-facing windows, a skylight, and rear windows and terrace doors, creating a bright and airy atmosphere throughout. West 148th Street is beloved for its calm residential feel and handsome streetscape, while just moments away lie the vibrant restaurants and cafés of Broadway and Amsterdam Avenue. Multiple subway lines (A, B, C, D, and 1) are nearby, as is Riverside Drive—only two blocks away—with its sweeping Hudson River views. Hamilton Heights continues to stand out as one of Manhattan’s most compelling uptown neighborhoods. A setup sheet is available upon request. All three apartments are tenant-occupied (non-stabilized) and the property won't be delivered vacant. This property includes a finished basement, and all mechanical systems are in excellent condition. All showings by an advance appointment only due to the full occupancy.

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
89
BikeVery Bikeable

Schools

5/10
5/10
Ms 324 Patria MirabalGrades 6-81.0 mi

Construction

Condition

  • Year built: 1900

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Hardwood
  • Fireplace features: Decorative
  • Fireplace: Yes

Interior Area

  • Total structure area: 4,264
  • Total interior livable area: 4,264 sqft

Property

Details

  • Parcel number: 020790047
  • Special condition: Resale

Features

  • Patio & porch: Terrace,Other
  • Exterior features: Garden,Terrace
  • Has view: Yes
  • View description: City

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in New York County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,377$136,524
Home Insurance *$7,564$90,768
Property Taxes $1,331$15,972
Electricity $704$8,455
Total$20,976$251,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$719,177/yr
40% on housing$629,280/yr
45% on housing$559,360/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.0%
2.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$528This listing

vs Other Active Listings

Avg $/sqft

ZIP 10031$492
New York County$1,489

vs Homes Sold Last Month

Median $/sqft

ZIP 10031$537
New York County$1,203

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-05Listed for sale$2,250,000
2019-08-07Listing removed$2,750,000
2019-05-31Listed for sale$2,750,000
2018-12-17Listing removed$2,750,000
2018-11-30Listed for sale$2,750,000
2017-08-29Listing removed$2,750,000
2017-08-08Listed for sale$2,750,000
2013-07-30Listing removed$2,800
2013-06-03Listed for rent$2,800
1999-11-10Sold$33,500

For Sale by Agent

AgentNaomi James
BrokerageCompass

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