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150 Kenmore Rd, Old Forge, NY, 13420

--beds
0baths
4,426sqft
$2,450,000
$554price/sqft
$17,216/moest. monthly cost
$688,640/yrincome needed

About This Home

This exceptional 2.4-acre property on the northern shore of Fourth Lake offers a rare and versatile opportunity—ideal for a large family compound, corporate retreat, or income-generating rental investment. With 100 feet of lake frontage and four charming camps, the possibilities are truly limitless. The centerpiece is a beautifully renovated, year-round lakeside home featuring 4 bedrooms, 2 baths, a cozy stone fireplace, a spacious front porch with panoramic lake views, and rich historical character throughout. Two additional year-round cottages—one with 3 bedrooms and another with 4—are perched on a hill, offering stunning views of Fourth Lake. A quaint one-bedroom seasonal cottage adds to the property's appeal. Amenities include a sandy gradual sloping beach, ample parking, two storage sheds, and a dedicated, insulated outbuilding housing an onsite water treatment system. The property is currently used for winter long rentals and summer short-term rentals. It is being offered fully furnished—turnkey and ready to enjoy or rent.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Town Of Webb SchoolGrades PK-125.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1910

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Asphalt
  • Construction materials: Asphalt,Foam Insulation,Spray Foam Insulation,Wood Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Cabin,Camp,Cottage,Old Style
  • Property subType: Quadruplex

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Electric Cooktop,Electric Oven,Electric Water Heater,Free-Standing Electric Oven,Free-Standing Electric Range,Microwave,Range Hood,Refrigerator,Stainless Steel Appliance(s),Vented Exhaust Fan,Washer,Washer/Dryer,Washer/Dryer Stacked
  • Laundry features: In Unit,Laundry Closet

Basement

  • Basement: Crawl Space

Features

  • Granite Counters,Eat-in Kitchen,Kitchen Island,Recessed Lighting
  • Door features: ENERGY STAR Qualified Doors
  • Window features: Blinds,Double Pane Windows,Insulated Windows,Screens
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Stone
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,426
  • Total interior livable area: 4,426 sqft

Property

Details

  • Parcel number: 039.31116
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Dock,Outdoor Grill,Storage
  • Fencing: Back Yard,Privacy,Wood
  • Has view: Yes
  • View description: Lake,Mountain(s),Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Beach Front,Lake,Lake Front,Owned Waterfront,Waterfront
  • Waterbody name: Fourth Lake
  • Frontage type: Lakefront,Waterfront
  • Topography of land: Sloping

Lot

  • Lot size: 2.40 Acres
  • Features: Boat Access,Few Trees,Gentle Sloping,Paved,Views,Waterfront
  • Lot size dimensions: 100 x 1045

Parking

  • Total spaces: 12
  • Parking features: Lighted,On Site,Open,Parking Lot,Paved,Private,Unpaved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Landslide

FEMA Declared Disasters in Herkimer County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,388$148,656
Home Insurance *$708$8,496
Property Taxes $3,389$40,668
Electricity $731$8,777
Total$17,216$206,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$590,262/yr
40% on housing$516,480/yr
45% on housing$459,093/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$554This listing

vs Other Active Listings

Avg $/sqft

ZIP 13420$420
Herkimer County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 13420$304
Herkimer County$130

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-26Price change$2,450,000
2026-01-17Price change$2,500,000
2025-07-03Listed for sale$2,700,000
2024-08-12Sold$1,250,000
2024-06-17Pending sale$1,350,000
2024-06-12Price change$1,350,000
2023-09-23Price change$1,475,000
2023-02-16Price change$1,585,000
2012-10-02Price change$825,000
2011-06-18Listed for sale$998,000

For Sale by Agent

AgentSandra Albert
BrokerageTimm Associates Sothebys International Realty

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