232 Morrow Point Rd, Old Forge, NY, 13420
About This Home
This raised ranch sits overlooking beautiful Second Lake of the Fulton Chain of Lakes. It offers year round living with an attached garage, three bedrooms, 2 baths on the main level, a large living/dining room and kitchen plus a mud room and 3 season sitting room. Downstairs on the walk out level is plenty of additional space for entertaining or family activities. If gardening is your hobby, you can have your own greenhouse area attached to the detached, 2 car garage with an apartment above. There is so much potential for whatever you want your activities to entail. This is located just a few miles from the town of Old Forge for convenience but has a ton of privacy. The waterfront is guarded by the Morrow Point peninsula so sitting on the boathouse or the dock is quiet and reserved.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Batts Insulation,Clapboard,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Double Oven,Dryer,Electric Oven,Washer
- Laundry features: Laundry Room,Lower Level
Basement
- Has basement: Yes
- Basement: Block,Exterior Entry,Finished,Full,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Breakfast Bar,Ceiling Fan(s),Track Lighting
- Door features: Sliding Doors
- Window features: Double Pane Windows
- Flooring: Carpet,Linoleum,Tile
- Number of fireplaces: 2
- Fireplace features: Family Room,Master Bedroom
- Fireplace: Yes
- Finished area below ground: 1,428
- Finished area above ground: 2,680
Heating & Cooling
- Heating features: Electric
- Cooling features: None
Interior Area
- Total structure area: 4,308
- Total interior livable area: 4,108 sqft
Property
Details
- Parcel number: 042.3218
- Zoning: Residential
- Other equipment: Generator
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Front Porch
- Exterior features: Dock,Garden,Private Yard
- Spa features: None
- Fencing: Fenced,Partial
- Has view: Yes
- View description: Lake,Trees/Woods
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake Front
- Waterbody name: Second Lake
- Frontage type: Lakefront
Lot
- Lot size: 1.80 Acres
- Features: Views,Waterfront
- Lot size dimensions: 200 X 1200
Parking
- Total spaces: 2
- Parking features: Garage - Attached,Open
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Herkimer County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,062 | $120,744 |
| Home Insurance * | $575 | $6,900 |
| Property Taxes | $2,752 | $33,024 |
| Electricity | $678 | $8,146 |
| Total | $14,067 | $168,804 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listed for sale | $2,350,000 |
For Sale by Agent
View on Zillow