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16 Marion Avenue, Saratoga Springs, NY, 12866

4beds
2baths
1,519sqft
$399,000
$263price/sqft
$2,791/moest. monthly cost
$111,640/yrincome needed

About This Home

Perfect owner occupied or investment opportunity. Located minutes from downtown, the property can pay for itself in the short months of track season and summer tourism. Side by Side units. Right unit is currently being used as a short term rental. Left unit has long term tenant.

Getting Around

44
WalkingCar-Dependent
29
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

7/10
8/10
8/10

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,519

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,519
  • Total interior livable area: 1,519 sqft

Property

Details

  • Parcel number: 411501 153.1718
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 6
  • Parking features: Off Street,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$101$1,212
Property Taxes $422$5,064
Electricity $251$3,012
Total$2,791$33,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,691/yr
40% on housing$83,730/yr
45% on housing$74,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$450
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$399,000
2026-08-03Listed for sale$399,000
2018-11-19Listing removed$900
2018-10-20Listed for rent$900
2018-07-09Listing removed$1,200
2018-06-07Listed for rent$1,200
2000-10-20Sold$104,500

For Sale by Agent

AgentJeremey VanWormer
BrokerageScott Ronda Realty LLC

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