500 Ben McCumber Rd, Unadilla, NY, 13849
About This Home
Discover the perfect blend of comfort and expansive outdoor living with this charming two-story home set amidst over 150 acres of pristine countryside! This meticulously maintained home offers two spacious bedrooms, with the flexibility to easily convert existing space into a third bedroom, catering to your evolving needs. Here you'll find a thoughtfully designed layout featuring ample living areas that exude warmth and functionality with beautiful original hardwood floors and woodwork. Recently updated electrical and a newly installed generator are just some of the updates this property holds. Step outside to immerse yourself in the vastness of your private estate. Whether you envision cultivating gardens, exploring wooded trails, starting a hobby farm, or simply enjoying the tranquility of open fields, this property provides the canvas for your rural dreams. Located less than 30 minutes from Oneonta conveniently near the highway yet offering the seclusion and peace that only countryside living can provide, this property is a rare find.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1945
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Cedar
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Built-In Oven,Dishwasher,Gas Cooktop,Microwave,Oil Water Heater,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Separate/Formal Dining Room,Granite Counters
- Flooring: Hardwood,Varies,Vinyl
- Number of fireplaces: 1
- Fireplace: Yes
Heating
- Heating features: Oil,Hot Water,Radiant,Wood
Interior Area
- Total structure area: 1,472
- Total interior livable area: 1,472 sqft
Property
Details
- Parcel number: 305.00117.00
- Special condition: Trust
- Other equipment: Generator
Features
- Levels: Two
- Stories: 2
- Patio & porch: Open,Porch
- Exterior features: Blacktop Driveway,Private Yard,See Remarks,Propane Tank - Leased
Lot
- Lot size: 157.37 Acres
- Features: Agricultural,Irregular Lot,Secluded,Wooded
- Lot size dimensions: 1454 x 3500
Parking
- Total spaces: 2
- Parking features: No Garage
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,148 | $25,776 |
| Home Insurance * | $216 | $2,592 |
| Property Taxes | $545 | $6,540 |
| Electricity | $246 | $2,954 |
| Total | $3,155 | $37,860 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $449,000 |
| 2026-04-22 | Pending sale | $449,000 |
| 2026-03-03 | Listed for sale | $449,000 |
| 2026-02-07 | Listing removed | $474,900 |
| 2025-10-29 | Listed for sale | $474,900 |
| 2025-10-22 | Pending sale | $474,900 |
| 2025-08-19 | Contingent | $474,900 |
| 2025-08-06 | Listed for sale | $474,900 |
| 2014-08-25 | Listing removed | $57,000 |
| 2014-05-25 | Listed for sale | $57,000 |
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