232 Lake Shore Dr S, Maryland, NY, 12116
About This Home
What's better than lazing at the lake? The possibilities for enjoyment are endless. Designed and built for year round living, the home is compact featuring an open floorplan on the first level. The kitchen ceiling is two stories high with a large window that provides amazing natural light. Upstairs you'll find the two bedrooms. The heated two car garage is convenient with direct entry in to the house. The property is comprised of two parcels so you have plenty of elbow room outdoors as well. Your access to the lake is written in the deed. The property has a robust short term rental history if investment is your dream. Whatever your pleasure, your lake community is waiting. Schedule your appointment today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2007
Materials
- Foundation: Poured
- Construction materials: Other,See Remarks,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Eat-in Kitchen,Other,See Remarks
- Flooring: Carpet,Luxury Vinyl,Varies,Vinyl
Heating & Cooling
- Heating features: Electric,Baseboard
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 672
- Total interior livable area: 672 sqft
Property
Details
- Parcel number: 260.9219
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Exterior features: Dirt Driveway
- Waterfront features: Beach Access,Deeded Access,Lake
- Waterbody name: Goodyear Lake
Lot
- Lot size: 0.54 Acres
- Features: Corner Lot,Pie Shaped Lot,Rural Lot
- Lot size dimensions: 254 x 149
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Otsego County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $320 | $3,840 |
| Electricity | $246 | $2,954 |
| Total | $2,005 | $24,060 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-09-04 | Listed for sale | $250,000 |
For Sale by Agent
View on Zillow