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37 Farmview Lane, Waterford, NY, 12188

5beds
4baths
3,293sqft
$849,900
$258price/sqft
$6,003/moest. monthly cost
$240,120/yrincome needed

About This Home

Welcome to one of Halfmoon's most highly sought-after neighborhoods! Nestled within the premier Shenendehowa School District, this beautifully updated large 5-bedroom Colonial offers a rare combination of peaceful country living with close proximity to the vibrant shopping, diverse restaurants, and major highways that Clifton Park and Saratoga County have to offer. From the moment you arrive, the exceptional curb appeal and manicured corner lot set a commanding tone. Step inside to discover a sprawling layout defined by incredibly oversized rooms that offer rare versatility and an expansive, airy feel throughout. The heart of the home features a premium kitchen with a center island, opening seamlessly to a sunlit family room anchored by a cozy gas fireplace. A dedicated main-floor office and a functional mudroom add excellent everyday utility. The upper level boasts a serene primary suite alongside four additional generously sized bedrooms. The finished lower level is an absolute showstopper, adding additional recreational space complete with a wet bar and half bath. Outside, the quiet, inviting streets offer a picturesque backdrop for peaceful strolls. With a two-car garage, lush professional landscaping, private porches, and a covered stone patio complete with firepit in the backyard perfect for entertaining. This residence doesn't just offer more space it offers an elevated lifestyle. Don't miss the opportunity to own one of the finest homes on the block!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10
Koda Middle SchoolGrades 6-85.1 mi
8/10
Shenendehowa High SchoolGrades 9-124.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2007

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Interior Entry

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: First

Family Room

  • Level: Basement

Features

  • Other,High Speed Internet,Ceiling Fan(s),Solid Surface Counters,Walk-In Closet(s),Wet Bar,Chair Rail,Crown Molding,Kitchen Island
  • Door features: Storm Door(s)
  • Window features: Blinds
  • Flooring: Tile,Carpet,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 1,448
  • Finished area above ground: 3,293

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Half Bathroom

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,293
  • Total interior livable area: 3,293 sqft

Kitchen

  • Level: First

Mud Room

  • Level: First

Office

  • Level: First

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Level: Second

Property

Details

  • Parcel number: 413800 279.11122
  • Special condition: Standard

Features

  • Patio & porch: Side Porch,Front Porch
  • Exterior features: Lighting
  • Fencing: Partial

Lot

  • Lot size: 0.83 Acres
  • Features: Level,Sprinklers In Front,Sprinklers In Rear,Corner Lot,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Off Street,Paved,Attached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,297$51,564
Home Insurance *$263$3,156
Property Taxes $899$10,788
Electricity $544$6,530
Total$6,003$72,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,817/yr
40% on housing$180,090/yr
45% on housing$160,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 12188$230
Saratoga County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 12188$230
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$825,000
2026-06-30Listed for sale$849,900
2007-08-13Sold$430,182

For Sale by Agent

AgentBrian L Miranda
BrokerageMiranda Real Estate Group Inc

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