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14-16 Williams Street, Whitehall, NY, 12887

4beds
3baths
2,727sqft
$49,000
$18price/sqft
$790/moest. monthly cost
$31,600/yrincome needed

About This Home

MOTIVATED SELLER! Are you looking for your next renovation project? This property offers a great opportunity for investors, flippers, contractors, or ambitious DIY buyers. home needs work and updating throughout, it has good bones and great potential for the right buyer willing to put in the elbow grease. Whether you are looking to renovate and resell, create a rental property, or restore the home to its former charm, this price point offers many opportunities. Bottom apartment is really 3 bedroom.Sold AS-IS Call LA for any questions

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,727

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 2,727
  • Total interior livable area: 2,727 sqft

Property

Details

  • Parcel number: 535201 51.1837
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Porch,Front Porch
  • Exterior features: None

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 3
  • Parking features: Off Street,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Landslide
Strong Wind
Winter Weather

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $247$2,964
Home Insurance *$23$276
Property Taxes $70$840
Electricity $450$5,407
Total$790$9,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,085/yr
40% on housing$23,700/yr
45% on housing$21,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$18This listing

vs Other Active Listings

Avg $/sqft

ZIP 12887$113
Washington County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 12887$174
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$49,000
2026-06-28Price change$55,000
2026-06-18Listed for sale$64,000
2021-06-10Sold$35,000
2021-02-19Contingent$39,000
2021-02-02Price change$39,000
2020-11-25Listed for sale$49,000
2020-11-04Sold$8,296
2020-06-30Sold$99,230

For Sale by Agent

AgentEileen Clark
BrokerageeXp Realty

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