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608 20th St, Niagara Falls, NY, 14301

2beds
1baths
728sqft
$79,999
$110price/sqft
$851/moest. monthly cost
$34,040/yrincome needed

About This Home

Welcome to 608 20th Street! This single-family home offers just over 728 square feet of living space, featuring 2 bedrooms and 1 bathroom. What truly sets this property apart is the expansive corner lot, which presents a unique opportunity for development. The lot offers the potential to build up to two additional single-family homes, making it an excellent option for investors or developers. With some TLC, this property could be transformed into a strong investment or a great place to call home. This property may also be available as part of a package deal, including 1117 Pierce Ave, 545 20th Street, and 919 Cedar Ave.

Getting Around

82
WalkingVery Walkable
32
TransitSome Transit
66
BikeBikeable

Schools

--
4/10
3/10
Niagara Falls High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Separate/Formal Dining Room,Entrance Foyer
  • Flooring: Hardwood,Tile,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Property

Details

  • Parcel number: 2911001590250001079000
  • Special condition: Standard

Lot

  • Lot size: 6,769 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 72 x 94

Parking

  • Parking features: No Garage,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$86$1,032
Property Taxes $115$1,380
Electricity $246$2,954
Total$851$10,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,177/yr
40% on housing$25,530/yr
45% on housing$22,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 14301$82
Niagara County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 14301$99
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Listed for sale$99,999
2023-04-01Listing removed--
2022-09-23Listed for sale$124,900

For Sale by Agent

AgentDavid Harris
BrokerageIconic Real Estate

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