6639 Ruth Ferrell Ct, Charlotte, NC, 28269
About This Home
Beautiful Spacious 4 Bedroom Home with Office and Loft in Prime Location! Welcome to this spacious 4 bedroom, 2.5 bath home perfectly situated in a quiet cul-de-sac. Step inside to an inviting open floor plan filled with natural light. The large kitchen offers abundant cabinets, ample counter space, and a seamless flow into the dining and living areas. A dedicated downstairs office provides the ideal space for working from home or a private study. Upstairs, retreat to the huge primary suite featuring a large walk-in closet and updated flooring. Three additional bedrooms and a spacious loft area provide flexibility for family, guests, hobbies, or recreation. A convenient 2-car garage adds storage and functionality. Enjoy the fenced-in backyard — perfect for pets, play, or gardening. The home is within walking distance of the neighborhood clubhouse and pool, offering the perfect blend of comfort and convenience. Located near the highly sought-after Highland Creek community, this home is minutes from Harris Teeter, Publix, ALDI, and the Shoppes at Highland Creek with restaurants, shops, and services. Residents enjoy access to community pools, clubhouse, tennis, golf, and parks, all with quick access to I-485 and nearby conveniences., all with quick access to I-485 and nearby conveniences. This home truly has it all: space, location, and thoughtful updates — ready for its next owner to move right in! **Chair lift may be removed or included with the property, based on buyers preference**
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Slab
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range
- Laundry features: Electric Dryer Hookup,Upper Level
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Area
- Level: Main
Features
- Kitchen Island,Pantry,Storage,Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Carpet,Tile,Vinyl
- Finished area below ground: 0
- Finished area above ground: 3,519
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 3,519
- Total interior livable area: 3,519 sqft
Kitchen
- Features: Computer Niche,Kitchen Island,Open Floorplan,Storage,Walk-In Pantry
- Level: Main
Living Room
- Level: Main
Loft
- Level: Upper
Office
- Level: Main
Primary Bedroom
- Features: Tray Ceiling(s),Walk-In Closet(s)
- Level: Upper
Property
Details
- Parcel number: 02941732
- Zoning: MX-1
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Fencing: Back Yard,Fenced
Lot
- Lot size: 0.14 Acres
- Features: Cul-De-Sac
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,674 | $32,088 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $336 | $4,032 |
| Electricity | $327 | $3,933 |
| Total | $3,563 | $42,756 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-18 | Price change | $528,900 |
| 2025-10-03 | Listed for sale | $550,000 |
| 2019-06-14 | Sold | $280,800 |
| 2019-04-24 | Pending sale | $280,000 |
| 2019-04-23 | Listed for sale | $280,000 |
| 2019-04-22 | Pending sale | $280,000 |
| 2019-04-19 | Listed for sale | $280,000 |
| 2008-10-28 | Sold | $221,500 |
For Sale by Agent
View on Zillow