




3870 Sage Ct, Denver, NC, 28037
About This Home
Welcome to a community designed for comfort and ease—where neighbors look out for one another and life moves at a pace you can truly enjoy. This inviting 55+ neighborhood offers low county taxes and no city taxes, so you can relax knowing your budget goes further. Conveniently close to Lake Norman, shopping, dining, and medical care, everything you need is just minutes away without the hustle of a large development. This well-kept 3-bed, 2-bath home provides just over 1,300 sq ft of single-level living—making daily routines simple and worry-free. The spacious kitchen with two pantries keeps everything neatly organized, while the nearby laundry area makes chores easy. Step out back to a quiet pond view where you can start your morning with coffee or unwind as the sun sets. Wide green spaces quiet streets invite a gentle evening stroll, and the smaller size of the neighborhood makes it easy to get to know friendly faces. If you’re ready for a home that offers peace of mind, true convenience, and a welcoming sense of community, this property delivers the lifestyle you deserve.
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Construction materials: Brick Full
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker
- Laundry features: Electric Dryer Hookup,In Kitchen,Laundry Closet,Main Level,Washer Hookup
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Dining Area
- Level: Main
Features
- Breakfast Bar,Open Floorplan,Pantry,Walk-In Closet(s)
- Flooring: Carpet,Linoleum,Hardwood,Tile
- Finished area below ground: 0
- Finished area above ground: 1,318
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Ceiling Fan(s),Central Air,Heat Pump
Interior Area
- Total structure area: 1,318
- Total interior livable area: 1,318 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 84011
- Zoning: R-S
- Special condition: Standard
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Exterior features: Lawn Maintenance
- Waterfront features: None
Lot
- Lot size: 0.05 Acres
- Features: Cleared,Level
- Lot size dimensions: 27 x 73 x 27 x 73
Parking
- Total spaces: 1
- Parking features: Attached Carport,Driveway
- Covered spaces: 1
- Has uncovered spaces: Yes
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,339 | $16,068 |
| Home Insurance * | $73 | $876 |
| Property Taxes | $144 | $1,728 |
| Electricity | $200 | $2,405 |
| Total | $1,756 | $21,072 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $265,000 |
| 2026-01-16 | Listing removed | $275,000 |
| 2025-12-16 | Price change | $275,000 |
| 2025-07-30 | Listed for sale | $285,000 |
