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7832 Chapel Creek Dr, Denver, NC, 28037

5beds
4baths
4,571sqft
$1,050,000
$230price/sqft
$6,557/moest. monthly cost
$262,280/yrincome needed

About This Home

Welcome to an exceptional home in the highly sought-after Sailview community, where thoughtful design, extensive upgrades, and the lifestyle of Lake Norman come together beautifully. Perfectly positioned just minutes from the water, this meticulously maintained property blends everyday comfort with elevated entertaining spaces both inside and out. From the moment you arrive, the home’s curb appeal reflects the care invested throughout. Recent exterior improvements include a new roof, soffits, gutters, downspouts, vents, shutters, and exterior paint, along with a new attic fan and venting system. The roof carries a three-year transferable warranty through Bolton Roofing, offering valuable peace of mind for the next owner. Inside, the home has been extensively updated with refined finishes and smart functionality. The kitchen serves as the heart of the home and features custom cabinetry with pullouts, dedicated bakeware storage, spice drawers, and integrated trash pullouts, anchored by a striking black granite island with extended seating. A custom pot filler, Blanco double-bowl ceramic sink, updated hardware, and designer lighting complete this beautifully appointed space designed for both daily living and hosting. The adjacent living areas offer warmth and sophistication with refinished hardwood flooring, a marble fireplace surround and hearth, new glass fireplace doors, and freshly painted built-ins. A custom dry bar with soft-close cabinetry adds another thoughtful touch for entertaining. The home’s layout offers flexibility for modern living. A newly created upstairs office provides an ideal work-from-home environment, while designer closets by CBD enhance storage in the primary suite, secondary bedrooms, and the upstairs bonus/man-cave space. Even the space beneath the staircase has been transformed into a charming expanded “Harry Potter” storage closet. Additional interior improvements include: Fully remodeled laundry room with custom cabinetry, sink, shiplap accents, and designer finishes New hardwood flooring in the primary bedroom with all existing hardwoods and stairs professionally sanded, stained, and sealed Fresh interior paint in multiple rooms and hallways Updated fixtures and lighting throughout New ceiling fans in four rooms Upgraded toilets in the primary and Jack-and-Jill bathrooms Added attic storage with flooring Outdoor living has been thoughtfully enhanced to create a private retreat. The backyard features new landscaping with river rock, a fire pit gathering area, and elegant 54-inch black aluminum fencing with gates. A RainBird irrigation system with updated control panel and replaced sprinkler heads (2026) ensures the grounds stay lush year-round. Practical upgrades continue in the garage and utility areas with overhead storage systems, additional outlets, a custom dog wash station with granite counter and cabinetry, and garage door spring replacements within the last three years. A crawlspace dehumidifier under the porch further protects the home’s integrity. Additional highlights include: Custom café shutters in the dining room (installed March 2026) HEOS sound system conveying with the property Sentricon termite protection system transferable to the new owner Located in one of Denver’s most desirable communities near Lake Norman, Sailview is known for its tree-lined streets, beautiful homes, and convenient access to boating, dining, and recreation around the lake. With extensive upgrades already completed and every detail thoughtfully considered, 7832 Chapel Creek Drive offers a rare opportunity to enjoy refined living in the heart of the Lake Norman area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
Rock Springs ElementaryGrades PK-53.1 mi
6/10
North Lincoln MiddleGrades 6-88.6 mi
6/10
North Lincoln High SchoolGrades 9-128.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Exhaust Hood,Gas Cooktop,Microwave,Refrigerator with Ice Maker,Wall Oven
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Soaking Tub,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas,Living Room
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 4,571

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 4,571
  • Total interior livable area: 4,571 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Office

  • Level: Upper

Other

  • Features: Storage
  • Level: Upper

Primary Bedroom

  • Features: Tray Ceiling(s),Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 81083
  • Zoning: R-SF
  • Special condition: Standard
  • Exclusions: Mirror over fireplace

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Rear Porch
  • Exterior features: In-Ground Irrigation
  • Fencing: Back Yard
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.56 Acres
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Hail
Strong Wind
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$290$3,480
Property Taxes $533$6,396
Electricity $425$5,108
Total$6,557$78,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,811/yr
40% on housing$196,710/yr
45% on housing$174,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 28037$255
Lincoln County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 28037$230
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$1,075,000
2026-03-25Price change$1,100,000
2026-03-16Listed for sale$1,150,000
2020-09-11Sold$610,000
2020-07-26Pending sale$616,900
2020-07-21Listed for sale$616,900
2020-07-14Pending sale$616,900
2020-06-13Listed for sale$616,900
2020-05-21Sold$608,000
2017-09-12Listing removed$589,000
2017-07-16Price change$589,000
2017-07-13Price change$598,800
2017-06-22Listed for sale$598,900
2016-09-02Listing removed$612,500
2016-07-04Price change$612,500
2016-06-03Price change$625,000
2016-03-02Listed for sale$635,000
2005-08-16Sold$522,500

For Sale by Agent

AgentRenee Ollis
BrokerageEXP Realty LLC Ballantyne

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