




2124 Shoal Rd, Lincolnton, NC, 28092
About This Home
Beautifully renovated home offering modern comfort and timeless charm on approximately 1.19 acres in a peaceful Lincolnton setting! This thoughtfully updated 2 bedroom, 2 bathroom residence features a bright and inviting layout with fresh finishes throughout. The completely renovated interior includes updated flooring, stylish fixtures, and a refreshed kitchen designed for both everyday living and entertaining. Both bathrooms have been fully updated, creating a clean and contemporary feel. A brand new HVAC system provides year-round comfort and efficiency. Natural light fills the living spaces, highlighting the home's open feel and tasteful upgrades. The home is complemented by a distinctive terra cotta roof, adding character and durability while enhancing the property’s unique appeal. The 1.19-acre property provides ample outdoor space for relaxing, gardening, recreation, or enjoying the surrounding natural setting while still offering convenient access to local shopping, dining, and everyday amenities. A wonderful blend of modern updates, comfortable living, and spacious land ready to enjoy.
Getting Around
Schools
Construction
Condition
- Year built: 1997
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Stucco,Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Refrigerator
- Laundry features: In Kitchen,Main Level
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Features
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 1,518
Heating & Cooling
- Heating features: Central
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,518
- Total interior livable area: 1,518 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 14262
- Zoning: R-T
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Front Porch
Lot
- Lot size: 1.09 Acres
Parking
- Total spaces: 2
- Parking features: Attached Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $98 | $1,176 |
| Property Taxes | $149 | $1,788 |
| Electricity | $200 | $2,405 |
| Total | $1,660 | $19,920 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $249,900 |
| 2026-03-09 | Listing removed | $249,900 |
| 2026-03-06 | Listed for sale | $249,900 |
| 2025-11-19 | Listing removed | $129,800 |
| 2025-10-17 | Price change | $129,800 |
| 2025-10-08 | Listed for sale | $129,900 |
| 2025-10-01 | Listing removed | $129,900 |
| 2025-09-23 | Price change | $129,900 |
| 2025-08-08 | Price change | $139,900 |
| 2025-06-13 | Price change | $149,900 |
| 2025-05-14 | Price change | $197,900 |
| 2025-03-19 | Listed for sale | $198,900 |
| 2024-11-05 | Sold | $100,000 |
| 2022-11-17 | Listing removed | -- |
| 2022-10-06 | Listed for sale | $99,900 |
| 2022-09-28 | Listing removed | -- |
| 2022-09-12 | Pending sale | $99,900 |
| 2022-08-03 | Price change | $99,900 |
| 2022-07-29 | Price change | $109,900 |
| 2022-07-14 | Listed for sale | $119,900 |
| 2021-09-03 | Sold | $50,000 |
