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1330 Rosehill Dr, Lincolnton, NC, 28092

3beds
2baths
956sqft
$170,000
$178price/sqft
$1,234/moest. monthly cost
$49,360/yrincome needed

About This Home

Here is your chance to own an affordable horse property. The almost 3 acres features a 1982 double wide with 3 bedrooms, 2 baths and covered back porch. The wired 18x20 detached garage gives you room to store your vehicle with a side room for storage. The 38 x 36 barn has 6 stalls, a tack room, and loft for hay storage. Water is there and ready to go. The barn is wired but will require the second electric service to be restored. The pasture is fenced in. The possibilities are many. The large level lot could be used as a pasture or there is room to build. Come and see how this would work for you!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
Love Memorial ElementaryGrades PK-50.6 mi
4/10
West Lincoln MiddleGrades 6-86.3 mi
5/10
West Lincoln HighGrades 9-126.4 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Permanent
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Closet,Washer Hookup

Bathroom Full

  • Level: Main
  • Area: 48.9736
  • Dimensions: 11' 1" X 4' 5"

Bedroom S

  • Level: Main
  • Area: 107.775
  • Dimensions: 9' 7" X 11' 3"

Bedroom S

  • Level: Main
  • Area: 111.7986
  • Dimensions: 11' 8" X 9' 7"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Flooring: Carpet,Vinyl
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 956

Heating & Cooling

  • Heating features: Central,Electric,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 956
  • Total interior livable area: 956 sqft

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 140.9736
  • Dimensions: 11' 8" X 12' 1"

Property

Details

  • Parcel number: 17525
  • Zoning: R-T
  • Special condition: Standard
  • Horse amenities: Arena,Barn,Equestrian Facilities,Hay Storage,Pasture,Stable(s),Tack Room

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Fencing: Fenced

Lot

  • Lot size: 2.89 Acres
  • Features: Level,Pasture,Private
  • Lot size dimensions: 150 x 288 x 388 x 615 x 131

Parking

  • Total spaces: 7
  • Parking features: Driveway,Detached Garage,Garage Door Opener,Garage Faces Side,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Tornado
Winter Weather

FEMA Declared Disasters in Lincoln County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$69$828
Property Taxes $106$1,272
Electricity $200$2,405
Total$1,234$14,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,308/yr
40% on housing$37,020/yr
45% on housing$32,906/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 8.5%
8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 28092$170
Lincoln County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28092$183
Lincoln County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$170,000
2026-07-31Price change$170,000
2026-07-29Listed for sale$150,000

For Sale by Agent

AgentRandy Justice
BrokerageEXP Realty LLC Mooresville

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