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1003 Lariat, San Antonio, TX, 78260

3beds
2baths
2,262sqft
$399,000
$176price/sqft
$2,671/moest. monthly cost
$106,840/yrincome needed

About This Home

Welcome to 1003 Lariat Cove, a move in ready 1.5 story home in highly desirable Stone Oak featuring 3 bedrooms, 2 bathrooms, a large upstairs loft, and two flexible bonus spaces. With all bedrooms and primary living areas on the main level, including the private primary suite, this layout offers comfort, convenience, and functionality for everyday living. The open concept floor plan creates a seamless flow between the kitchen, dining, and living areas, making it ideal for entertaining. Upstairs, the spacious loft offers the perfect space for a game room, media room, playroom, or second living area, with no upstairs bedrooms for added privacy and flexibility. Filled with natural light, this thoughtfully designed home also includes two flex spaces ideal for a home office, gym, study, or additional living area. Major updates include a new roof in 2024, HVAC replaced in 2020, and water heater replaced in 2014, offering peace of mind for years to come. Located in the sought after Stone Oak area of San Antonio, this beautifully maintained home combines flexible living space, a functional layout, and move in ready appeal.

Getting Around

33
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

7/10
9/10
Pieper Ranch MiddleGrades 6-82.0 mi
7/10
Pieper High SchoolGrades 9-112.3 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2009

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Stone

Other

  • Builder name: Ryland

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Disposal,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Connection

Bedroom2

  • Area: 110

Bedroom3

  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Two Living Area,Master Downstairs,Ceiling Fan(s)
  • Flooring: Ceramic Tile,Other
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,262 sqft

Kitchen

  • Area: 195

Living Room

  • Area: 256

Master Bathroom

  • Features: Tub/Shower Separate
  • Area: 108

Master Bedroom

  • Area: 195

Property

Details

  • Parcel number: 048475260350

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Patio,Covered
  • Exterior features: Sprinkler System
  • Fencing: Privacy
  • Residential vegetation: Mature Trees

Lot

  • Lot size: 7,840 sqft
  • Features: Cul-De-Sac,Curbs,Street Gutters

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$198$2,376
Property Taxes $208$2,496
Electricity $248$2,980
Total$2,671$32,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,577/yr
40% on housing$80,130/yr
45% on housing$71,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 78260$207
Bexar County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 78260$196
Bexar County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-26Price change$399,000
2026-04-04Price change$415,000
2026-03-25Listed for sale$424,999

For Sale by Agent

AgentRyan Volpe, Keller Williams Heritage
BrokerageKeller Williams Heritage

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