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911 N 9th St, Cottage Grove, OR, 97424

6beds
6baths
3,938sqft
$750,000
$190price/sqft
$5,537/moest. monthly cost
$221,480/yrincome needed

About This Home

Riverfront duplex just minutes from the heart of Cottage Grove offering an excellent opportunity for owner-occupied living or investment. The 975 side features 3 bedrooms, 2.5 bathrooms, and 1,850 square feet, while the 911 side offers 3 bedrooms, 3 bathrooms, and 2,088 square feet. Both units feature spacious rooms, wood floors, washers and dryers, forced-air heating, tankless water heaters, vinyl double-pane windows, attached two-car garages, and balconies and patios overlooking the river. The property is fully fenced and provides ample parking. Recent updates include a new roof and fresh exterior and interior paint completed in June 2026. Well maintained and ideally located, this riverfront property offers flexibility, comfort, and long-term investment potential.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

6/10
5/10
Lincoln Middle SchoolGrades 6-81.4 mi
5/10
Cottage Grove High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Composition
  • Construction materials: Cement Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Free-Standing Refrigerator,Microwave,Washer/Dryer,Gas Water Heater,Tankless Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Wallto Wall Carpet
  • Level: Upper

Bedroom3

  • Features: Wallto Wall Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Wallto Wall Carpet, Wood Floors

Features

  • Balcony
  • Door features: Sliding Doors
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Vinyl,Wall to Wall Carpet,Wood

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,938
  • Total interior livable area: 3,938 sqft

Kitchen

  • Features: Wood Floors
  • Level: Main

Living Room

  • Features: Wallto Wall Carpet, Wood Floors
  • Level: Main

Master Bedroom

  • Features: Balcony, Sliding Doors,Wallto Wall Carpet
  • Level: Upper

Property

Details

  • Parcel number: 1818267

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Yard,Balcony
  • Fencing: Fenced
  • Has view: Yes
  • View description: River,Trees/Woods
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.30 Acres
  • Features: Corner Lot,Level,SqFt 10000 to 14999

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$237$2,844
Property Taxes $1,151$13,812
Electricity $357$4,288
Total$5,537$66,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$189,840/yr
40% on housing$166,110/yr
45% on housing$147,653/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 97424$270
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97424$292
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$750,000
2010-02-26Sold$290,000
2003-10-21Sold$44,000

For Sale by Agent

AgentAngela Cherbas
BrokerageWindermere RE Lane County

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