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1104 SANTA ROSA CT, Canyon Lake, TX, 78133

4beds
3baths
3,264sqft
$650,000
$199price/sqft
$4,739/moest. monthly cost
$189,560/yrincome needed

About This Home

Welcome to 1104 Santa Rosa Court, a stunning custom home nestled on just over an acre in the prestigious Ensenada Shores community of Canyon Lake. Built in 2022, this thoughtfully designed residence offers 4 spacious bedrooms, 3 full bathrooms, a dedicated office, and over 3,200 square feet of refined living space. Positioned on a desirable corner lot, the home combines elevated Hill Country living with modern comfort and flexibility. The open-concept layout is filled with natural light and designed for both everyday living and entertaining, featuring expansive living areas, generous bedroom sizes, and seamless indoor-outdoor flow. The chef's kitchen opens beautifully to the main living space, while the private office provides the perfect setup for remote work, creative space, or a quiet retreat. The oversized lot offers endless possibilities for a future pool, outdoor kitchen, guest casita, or simply enjoying the peaceful surroundings and privacy that Canyon Lake living is known for. Whether you are searching for a full-time residence, weekend getaway, or investment opportunity, this property delivers the rare combination of newer construction, usable acreage, and prime location just minutes from Canyon Lake access, dining, and recreation. Owner financing is available with just 15% down with 8% interest , creating a unique opportunity for buyers seeking flexibility in financing. Luxury, space, and Hill Country charm all come together at 1104 Santa Rosa Court.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

5/10
7/10
Mt Valley Middle SchoolGrades 6-86.8 mi
6/10
Canyon Lake High SchoolGrades 9-127.3 mi

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Other

  • Builder name: CAPCO

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level,Laundry Room

Bedroom2

  • Area: 176

Bedroom3

  • Area: 143

Bedroom4

  • Area: 144

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • One Living Area,Liv/Din Combo,Kitchen Island,Pantry,Study/Library,Utility Room Inside,1st Floor Lvl/No Steps,High Ceilings,Open Floorplan,All Bedrooms Downstairs,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Chandelier
  • Flooring: Vinyl
  • Fireplace features: Not Applicable

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,264 sqft

Kitchen

  • Area: 308

Living Room

  • Area: 500

Master Bathroom

  • Features: Tub/Shower Separate,Soaking Tub
  • Area: 280

Master Bedroom

  • Features: Outside Access,Walk-In Closet(s),Multi-Closets,Ceiling Fan(s),Full Bath
  • Area: 238

Property

Accessibility

  • Accessibility features: No Carpet,No Steps Down,Level Lot,No Stairs,First Floor Bath,Full Bath/Bed on 1st Flr,First Floor Bedroom

Details

  • Parcel number: 160250026000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$335$4,020
Property Taxes $760$9,120
Electricity $358$4,300
Total$4,739$56,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,480/yr
40% on housing$142,170/yr
45% on housing$126,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 78133$198
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78133$231
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$650,000
2026-04-15Price change--
2026-04-01Price change$650,000
2026-03-01Listed for sale--
2024-05-21Listing removed--
2024-01-20Listing removed--
2024-01-12Pending sale$699,000
2023-11-06Price change$699,000
2023-11-03Price change$3,000
2023-10-13Price change$3,195
2023-10-06Listed for rent$3,295
2023-10-06Listed for sale$749,900
2023-10-03Contingent$749,900
2023-08-11Listed for sale$749,900
2023-07-05Listing removed--
2023-05-23Price change$849,900
2022-11-14Listed for sale$899,900
2019-06-07Sold--
2019-04-12Price change$69,000
2018-01-26Listed for sale$75,000
2017-04-27Sold--
2016-12-11Listed for sale$65,000

For Sale by Agent

AgentEdgar Rodriguez
BrokerageReal Broker, LLC

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