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9705 Terence Dr, Rowlett, TX, 75089

5beds
4baths
3,854sqft
$598,000
$155price/sqft
$4,513/moest. monthly cost
$180,520/yrincome needed

About This Home

Welcome to this beautifully maintained, move-in-ready 5-bedroom, 4-bathroom home offering 3,854 square feet of thoughtfully designed living space in the highly sought-after Waterview community. From the moment you enter, you'll appreciate the open-concept floor plan, abundant natural light, hardwood flooring, plush carpeting, and spacious living areas designed for both everyday comfort and entertaining. The heart of the home is the updated kitchen featuring elegant quartz countertops, newer appliances, ample cabinetry, and a breakfast nook that opens seamlessly to the family room. The spacious layout also includes a dedicated home office, formal dining room, media/game room, walk-in pantry, oversized primary suite, generously sized secondary bedrooms, and an attached two-car garage. Recent upgrades provide added value and peace of mind, including a recently replaced HVAC system, a newer second HVAC unit, and a recently replaced water heater. Ceiling fans throughout the home enhance comfort and energy efficiency year-round. Situated on a spacious 10,258-square-foot lot, this exceptional home offers the perfect combination of luxury, comfort, functionality, and modern updates in one of Rowlett's premier master-planned communities.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

9/10
Keeley Elementary SchoolGrades PK-50.8 mi
3/10
6/10
Sachse High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Flooring: Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,854 sqft

Property

Details

  • Parcel number: 440237400B0320000

Features

  • Exterior features: Brick

Lot

  • Lot size: 10,258 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,023$36,276
Home Insurance *$493$5,916
Property Taxes $574$6,888
Electricity $423$5,078
Total$4,513$54,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,731/yr
40% on housing$135,390/yr
45% on housing$120,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 75089$163
Dallas County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 75089$174
Dallas County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Price change$598,000
2026-07-25Price change$630,000
2026-06-30Listed for sale$650,000
2026-02-06Listing removed$4,495
2026-01-09Listed for rent$4,495
2025-09-08Listing removed$4,495
2025-07-18Price change$4,495
2025-07-01Listed for rent$4,699
2024-06-28Sold--
2024-06-11Pending sale$639,000
2024-06-04Contingent$639,000
2024-05-03Price change$639,000
2024-04-17Price change$649,000
2024-04-04Price change$667,900
2024-03-06Listed for sale$674,500
2015-11-06Listing removed$270,000
2015-09-30Pending sale$270,000
2015-09-19Listed for sale$270,000

For Sale by Owner

AgentProperty Owner

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