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1202 Niagara St, Houston, TX, 77051

6beds
5baths
3,895sqft
$520,000
$134price/sqft
$4,048/moest. monthly cost
$161,920/yrincome needed

About This Home

Beautiful six-bedroom, four-and-a-half-bath home designed for spacious and comfortable living. This residence features grand-sized rooms, including formal living and dining areas, along with generously sized bedrooms, each offering walk-in closets. The open-concept layout creates a seamless flow, perfect for both everyday living and entertaining, with plenty of storage throughout. The chef’s kitchen is equipped with granite countertops and includes all appliances, opening to a bright family room filled with natural light. An added highlight is the garage, already fitted with connections for a potential garage apartment conversion, ideal for guests, rental income, or a private office. This well-maintained home offers modern convenience, flexibility, and style in one exceptional property, truly a must-see in person.

Getting Around

43
WalkingCar-Dependent
48
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

3/10
Young Elementary SchoolGrades PK-50.7 mi
5/10
Attucks Middle SchoolGrades 6-80.5 mi
4/10
Worthing High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Microwave,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,895
  • Total interior livable area: 3,895 sqft

Property

Details

  • Parcel number: 0650100130001

Features

  • Stories: 1

Lot

  • Lot size: 0.27 Acres
  • Features: Other,0 Up To 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Hurricane
Heat Wave
Inland Flooding
Cold Wave
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$378$4,536
Property Taxes $614$7,368
Electricity $427$5,132
Total$4,048$48,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,788/yr
40% on housing$121,440/yr
45% on housing$107,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 77051$130
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77051$175
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$550,000
2025-03-31Pending sale$590,000
2024-10-18Listed for sale$590,000
2014-01-24Sold--

For Sale by Agent

AgentDebra Vick
BrokerageREALM Real Estate Professionals - North Houston

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