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2707 Silk Tree Ln, Katy, TX, 77449

4beds
3baths
2,374sqft
$329,000
$139price/sqft
$2,677/moest. monthly cost
$107,080/yrincome needed

About This Home

Newly renovated 4 bed 2.5 bath home in Raintree Village. Roof, carpet, and complete interior paint all updated in 2025. A/c updated in 2023. Tile flooring on 1st floor, granite countertops in kitchen with new stainless appliances, stove, microwave and dishwasher in 2025. Open floor plan with a five minute walk to the elementary. Large primary suite with walk-in closet, dual vanities, jetted tub, and separate shower. Energy efficient windows. Spacious backyard, terrific for entertaining or just quietly enjoying a cup of morning coffee.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
Franz Elementary SchoolGrades PK-50.2 mi
5/10
Morton Ranch High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Oven,Microwave,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • All Bedrooms Up
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,374
  • Total interior livable area: 2,374 sqft

Kitchen

  • Features: Breakfast Bar

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Separate Shower

Property

Details

  • Parcel number: 1164790060002

Features

  • Stories: 2

Lot

  • Lot size: 6,324 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$265$3,180
Property Taxes $489$5,868
Electricity $260$3,128
Total$2,677$32,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,782/yr
40% on housing$80,310/yr
45% on housing$71,386/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 77449$125
Harris County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 77449$140
Harris County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for rent$2,600
2026-01-08Listed for sale$329,000
2016-08-22Listing removed$184,900
2016-05-26Price change$184,900
2016-04-01Listed for sale$189,900
2016-03-23Pending sale$189,900
2016-03-17Listed for sale$189,900

For Sale by Agent

AgentMaria Pendrak
BrokerageBetter Homes and Gardens Real Estate Gary Greene - Katy

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