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3563 Starlite Dr, Overgaard, AZ, 85933

1beds
1baths
716sqft
$224,900
$314price/sqft
$1,489/moest. monthly cost
$59,560/yrincome needed

About This Home

Charming mountain retreat surrounded by towering trees for added privacy & a peaceful setting! This cozy 1-bedroom home features a versatile den that can easily serve as a 2nd bedroom, office, or hobby space. Enjoy stunning & panormic views from either front deck or balcony. Don't let the size fool you. Inside, the inviting living area showcases a stunning floor-to-ceiling flagstone fireplace with a woodburning insert and blower for warmth & comfort, along with a beautiful tongue-&-groove accent wall that adds rustic charm. The functional mud room offers extra storage & convenience for mountain living. Outside, the property includes a partial wire fence and a wood privacy fence in the backyard, creating a great space for pets, entertaining, or simply enjoying the outdoors in seclusion

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Capps Elementary SchoolGrades 4-61.2 mi
7/10
Mogollon Jr High SchoolGrades 7-81.1 mi
4/10
Mogollon High SchoolGrades 8-121.1 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Stemwall
  • Roof: Shingle,Pitched
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Vaulted Ceiling(s),Tub/Shower,Full Bath,Living/Dining Room Combo
  • Window features: Double Pane Windows,Screens
  • Flooring: Vinyl
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Electric,Baseboard

Interior Area

  • Total structure area: 716
  • Total interior livable area: 716 sqft

Property

Details

  • Parcel number: 20603128

Features

  • Patio & porch: Deck
  • Fencing: Privacy,Partial,Wire,Wood

Lot

  • Lot size: 0.30 Acres
  • Features: Wooded,Tall Pines On Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance $63$756
Property Taxes $73$876
Electricity $216$2,603
Total$1,489$17,868

Income You'd Need if You Spent...

35% on housing$51,051/yr
40% on housing$44,670/yr
45% on housing$39,706/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 85933$194
Navajo County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 85933$260
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Price change$208,900
2026-06-29Price change$224,900
2026-05-20Listed for sale$239,900

For Sale by Agent

AgentDiane L Dahlin
BrokerageDiane Dahlin's Pine Rim Realty

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