




3566 Black Bear Run, Overgaard, AZ, 85933
About This Home
Tucked away in the tall pines of Overgaard, this charming 2 bed/1 bath cabin offers the perfect mountain escape with just the right blend of comfort and functionality. With approximately 830+ sq ft, this cozy retreat is ideal as a weekend getaway, vacation rental, or full-time home. Inside, you'll find a warm and inviting layout featuring an eat-in kitchen and comfortable living space designed for relaxing after a day outdoors. A newly added ETS heater provides efficient, cost-effective warmth--perfect for enjoying those cool White Mountain evenings. Step outside and take in the peaceful surroundings from the covered deck, surrounded by mature trees and fresh mountain air. The property also includes two storage sheds, giving you plenty of space for tools, outdoor gear, or all your adventure toys. Situated on a nicely sized, partially fenced lot in a quiet neighborhood with no HOA. Escape the heat, invest in a cabin, or enjoy year-round mountain living in this home!
Getting Around
Schools
Construction
Condition
- Year built: 1971
Materials
- Foundation: Stemwall
- Roof: Metal,Pitched
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Utility Room
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Features
- Eat-in Kitchen,Tub/Shower,Full Bath,Kitchen/Dining Room Combo
- Window features: Blinds,Screens
- Flooring: Carpet,Laminate
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Heating & Cooling
- Heating features: ETS,Wood
- Cooling features: Other
Interior Area
- Total structure area: 839
- Total interior livable area: 839 sqft
Property
Details
- Parcel number: 20613127
- Other equipment: Satellite Dish
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Deck
- Exterior features: Outdoor Grill
- Fencing: Privacy,Chain Link
Lot
- Lot size: 6,534 sqft
- Features: Wooded,Tall Pines On Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Navajo County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,107 | $13,284 |
| Home Insurance | $61 | $732 |
| Property Taxes | $71 | $852 |
| Electricity | $216 | $2,603 |
| Total | $1,455 | $17,460 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Listed for sale | $230,000 |
| 2013-02-14 | Sold | $47,000 |
| 2012-11-02 | Listed for sale | $52,900 |
| 2012-10-26 | Sold | $33,750 |
| 2012-08-03 | Price change | $64,900 |
| 2012-07-11 | Listed for sale | $74,900 |
| 2012-03-02 | Sold | $56,900 |
| 2008-09-09 | Sold | $130,000 |
| 2005-08-26 | Sold | $87,900 |
For Sale by Agent
