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3566 Black Bear Run, Overgaard, AZ, 85933

2beds
1baths
839sqft
$219,000
$261price/sqft
$1,455/moest. monthly cost
$58,200/yrincome needed

About This Home

Tucked away in the tall pines of Overgaard, this charming 2 bed/1 bath cabin offers the perfect mountain escape with just the right blend of comfort and functionality. With approximately 830+ sq ft, this cozy retreat is ideal as a weekend getaway, vacation rental, or full-time home. Inside, you'll find a warm and inviting layout featuring an eat-in kitchen and comfortable living space designed for relaxing after a day outdoors. A newly added ETS heater provides efficient, cost-effective warmth--perfect for enjoying those cool White Mountain evenings. Step outside and take in the peaceful surroundings from the covered deck, surrounded by mature trees and fresh mountain air. The property also includes two storage sheds, giving you plenty of space for tools, outdoor gear, or all your adventure toys. Situated on a nicely sized, partially fenced lot in a quiet neighborhood with no HOA. Escape the heat, invest in a cabin, or enjoy year-round mountain living in this home!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Capps Elementary SchoolGrades 4-61.5 mi
7/10
Mogollon Jr High SchoolGrades 7-81.2 mi
4/10
Mogollon High SchoolGrades 8-121.2 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Stemwall
  • Roof: Metal,Pitched
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1

Features

  • Eat-in Kitchen,Tub/Shower,Full Bath,Kitchen/Dining Room Combo
  • Window features: Blinds,Screens
  • Flooring: Carpet,Laminate
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: ETS,Wood
  • Cooling features: Other

Interior Area

  • Total structure area: 839
  • Total interior livable area: 839 sqft

Property

Details

  • Parcel number: 20613127
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck
  • Exterior features: Outdoor Grill
  • Fencing: Privacy,Chain Link

Lot

  • Lot size: 6,534 sqft
  • Features: Wooded,Tall Pines On Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Inland Flooding

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance $61$732
Property Taxes $71$852
Electricity $216$2,603
Total$1,455$17,460

Income You'd Need if You Spent...

35% on housing$49,885/yr
40% on housing$43,650/yr
45% on housing$38,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 85933$195
Navajo County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 85933$260
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$230,000
2013-02-14Sold$47,000
2012-11-02Listed for sale$52,900
2012-10-26Sold$33,750
2012-08-03Price change$64,900
2012-07-11Listed for sale$74,900
2012-03-02Sold$56,900
2008-09-09Sold$130,000
2005-08-26Sold$87,900

For Sale by Agent

AgentTorri Bendel
BrokerageMountain Retreat Realty Experts, LLC - Lakeside

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