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1622 Gila Ct Unit 172, Chula Vista, CA, 91915

3beds
4baths
1,561sqft
$620,000
$397price/sqft
$4,556/moest. monthly cost
$182,240/yrincome needed

About This Home

This 3-bedroom, 3.5-bath condo is located in the highly desirable Winding Walk community of Otay Ranch, with no neighbors above or below. The first floor features an attached 2-car garage, a storage closet, and a bedroom with a full bathroom. Each bedroom in the home has its own private bathroom, ideal for guests, multigenerational living, or potential room rental opportunities. The second floor offers an open-concept living space that flows from the balcony into the living room, dining area, and kitchen. The kitchen features granite countertops, stainless steel appliances, a gas stovetop, and a spacious pantry. This level also includes a dedicated laundry room and half bathroom. The primary bedroom and an additional bedroom are located on the third floor, along with additional storage space. Additional features include a water heater installed last year, ceiling fans, A/C, generous closet space, and plenty of guest parking throughout the community. Enjoy resort-style amenities including multiple pools, a spa, clubhouse, fitness center, playgrounds, BBQ areas, and a skate park. Conveniently located near the 125 freeway, within walking distance to schools, and just moments from Otay Ranch Town Center with shopping, dining, beauty services, entertainment, restaurants, and a movie theater. This is an amazing opportunity you don’t want to miss!...

Getting Around

86
WalkingVery Walkable
38
TransitSome Transit
78
BikeVery Bikeable

Schools

6/10
Eastlake Middle SchoolGrades 7-82.3 mi
9/10
Olympian High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Spanish Tile,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Fire Sprinklers,Garage Door Opener,Microwave,Range/Oven,Refrigerator,Water Filtration,Built In Range,Continuous Clean Oven,Freezer,Gas Stove,Ice Maker,Range/Stove Hood,Water Line to Refr,Gas Range,Water Purifier
  • Laundry features: Electric,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,561
  • Total interior livable area: 1,561 sqft

Property

Details

  • Parcel number: 6436103824

Features

  • Levels: 3 Story
  • Stories: 3
  • Pool features: Community/Common,Lap
  • Fencing: N/K

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage - Two Door
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,135$37,620
Home Insurance *$115$1,380
Property Taxes $908$10,896
Electricity $398$4,786
Total$4,556$54,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,205/yr
40% on housing$136,680/yr
45% on housing$121,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 91915$397
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 91915$449
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$620,000
2026-08-11Pending sale$620,000
2026-07-20Price change$620,000
2026-07-09Listed for sale$665,000
2021-03-24Listing removed--
2017-01-19Sold$389,000
2016-10-30Price change$389,000
2016-09-02Listed for sale$400,000
2008-11-14Sold$335,000

For Sale by Agent

AgentCamille Rae M De Guzman
BrokerageThe Agency

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