4197 River Bank Way, Punta Gorda, FL, 33980
About This Home
Enjoy stylish living in a Gated Community in this beautifully designed and spacious 5-bedroom, 3.5 bath home offering over 3,000 square feet of living space, perfect for comfortable everyday living and entertaining. The paver driveway and tile roof create attractive curb appeal as you arrive. Inside, the first floor features a generous living room, family room, and an open kitchen and dining area, providing plenty of room to gather and relax. Upstairs, you will find five bedrooms, three full bathrooms, and a versatile loft, ideal for a home office, play area, or additional lounge space. The primary suite is a true retreat, featuring two large walk-in closets, dual vanities, two toilets, and a spacious walk-through shower and tub. Step outside to an expansive backyard with a large paver patio and grassy area, perfect for outdoor dining or relaxing. Residents enjoy access to a community pool and fitness center, all within a secure gated entry that adds peace of mind. This home combines space, comfort, and desirable amenities in one inviting package. A/C replaced in 2021, W/H replaced in 2024, Interior painted 2025, Exterior painted 4 years ago. This home is conveniently located near shopping and restaurants, as well as Charlotte Harbor, Fisherman's Village, Sunseeker resort and a nearby hospital. Be sure to make an appointment to see this home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 2007
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 140
- Dimensions: 10x14
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 120
- Dimensions: 10x12
Bedroom4
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 110
- Dimensions: 10x11
Bedroom5
- Features: Ceiling Fan(s),Built-in Closet
- Level: Second
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 104
- Dimensions: 8x13
Family Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 304
- Dimensions: 16x19
Features
- Ceiling Fan(s),Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Blinds,Window Treatments,Hurricane Shutters
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 3,739
- Total interior livable area: 3,119 sqft
Kitchen
- Features: Pantry
- Level: First
- Area: 143
- Dimensions: 11x13
Living Room
- Level: First
- Area: 312
- Dimensions: 13x24
Loft
- Features: Ceiling Fan(s)
- Level: Second
- Area: 80
- Dimensions: 8x10
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: Second
- Area: 285
- Dimensions: 15x19
Property
Details
- Parcel number: 402319380008
- Zoning: PD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Patio
Lot
- Lot size: 7,235 sqft
- Features: Level
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Strong Wind
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Charlotte County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $177 | $2,124 |
| Property Taxes | $434 | $5,208 |
| Electricity | $313 | $3,766 |
| Total | $2,440 | $29,280 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $324,900 |
| 2026-03-17 | Listing removed | $2,700 |
| 2026-02-11 | Price change | $2,700 |
| 2026-01-05 | Price change | $2,800 |
| 2025-11-03 | Listed for rent | $3,100 |
| 2012-12-05 | Listing removed | $1,500 |
| 2012-11-09 | Listed for rent | $1,500 |
| 2010-05-12 | Sold | $170,000 |
| 2007-11-27 | Sold | $280,000 |
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