See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12 Summit Trail Ct, Collinsville, IL, 62234

3beds
2baths
1,512sqft
$300,000
$198price/sqft
$2,391/moest. monthly cost
$95,640/yrincome needed

About This Home

Tucked away on a peaceful cul-de-sac in a quiet neighborhood, this beautifully updated 3-bedroom, 2-bath ranch offers the perfect blend of comfort, style, and move-in-ready appeal. From the moment you arrive, permanent outdoor lighting on the front of the home adds year-round curb appeal, while the new white vinyl fence creates a private, polished backyard retreat. Step inside to an open-concept floor plan featuring vaulted ceilings in the main living area, filling the space with light and creating an airy, welcoming feel. Brand-new luxury vinyl flooring and baseboards flow seamlessly throughout the entire home, paired with fresh new lighting in the main living area and both bathrooms for a bright, modern touch. The kitchen offers generous counter and cabinet space with beautiful cabinetry, and flowing effortlessly into a dedicated main-floor laundry room just off the kitchen for everyday convenience. All appliances are just 5 years old, and the entire home was freshly painted 5 years ago, giving it a clean, well-maintained feel throughout. Retreat to the spacious primary suite, complete with a walk-in closet and an updated en-suite bathroom. Two additional bedrooms provide flexible space for family, guests, or a home office. Enjoy outdoor living on the new deck flooring, overlooking a fenced backyard ready for relaxing or entertaining. Downstairs, the full unfinished basement walks out directly onto a concrete patio, offering a true blank slate to design additional living space — perfect for a future rec room, home gym, guest suite, or extra storage, all with easy outdoor access already in place. This move-in-ready ranch checks every box: newer construction, thoughtful updates, and an unbeatable cul-de-sac location. Schedule your showing today!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
Summit Elementary SchoolGrades K-40.4 mi
4/10
3/10
Collinsville High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Gas Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access

Bedroom2

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Features

  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 165
  • Dimensions: 15x11

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Area: 35
  • Dimensions: 7x5

Living Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 60
  • Dimensions: 12x5

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Property

Details

  • Parcel number: 132212813301015
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard,Vinyl

Lot

  • Lot size: 9,404 sqft
  • Features: Adjoins Wooded Area,Back Yard,Front Yard,Landscaped,Pie Shaped Lot,Rolling Slope
  • Lot size dimensions: .216 Ac

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Earthquake
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$298$3,576
Property Taxes $447$5,364
Electricity $130$1,569
Total$2,391$28,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,977/yr
40% on housing$71,730/yr
45% on housing$63,760/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 62234$103
Madison County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 62234$117
Madison County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Contingent$300,000
2026-08-01Listed for sale$300,000
2021-05-03Sold$210,000
2021-03-15Listed for sale$199,900
2017-12-28Sold$190,000
2017-12-08Pending sale$189,900
2017-11-30Listed for sale$189,900
2007-05-09Sold$170,000
2006-05-04Sold$38,500

For Sale by Agent

AgentMike Bockhorn
BrokerageRe/Max Alliance

Similar Homes