




12 Summit Trail Ct, Collinsville, IL, 62234
About This Home
Tucked away on a peaceful cul-de-sac in a quiet neighborhood, this beautifully updated 3-bedroom, 2-bath ranch offers the perfect blend of comfort, style, and move-in-ready appeal. From the moment you arrive, permanent outdoor lighting on the front of the home adds year-round curb appeal, while the new white vinyl fence creates a private, polished backyard retreat. Step inside to an open-concept floor plan featuring vaulted ceilings in the main living area, filling the space with light and creating an airy, welcoming feel. Brand-new luxury vinyl flooring and baseboards flow seamlessly throughout the entire home, paired with fresh new lighting in the main living area and both bathrooms for a bright, modern touch. The kitchen offers generous counter and cabinet space with beautiful cabinetry, and flowing effortlessly into a dedicated main-floor laundry room just off the kitchen for everyday convenience. All appliances are just 5 years old, and the entire home was freshly painted 5 years ago, giving it a clean, well-maintained feel throughout. Retreat to the spacious primary suite, complete with a walk-in closet and an updated en-suite bathroom. Two additional bedrooms provide flexible space for family, guests, or a home office. Enjoy outdoor living on the new deck flooring, overlooking a fenced backyard ready for relaxing or entertaining. Downstairs, the full unfinished basement walks out directly onto a concrete patio, offering a true blank slate to design additional living space — perfect for a future rec room, home gym, guest suite, or extra storage, all with easy outdoor access already in place. This move-in-ready ranch checks every box: newer construction, thoughtful updates, and an unbeatable cul-de-sac location. Schedule your showing today!
Getting Around
Schools
Construction
Condition
- Year built: 2007
Materials
- Roof: Architectural Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Free-Standing Gas Range,Refrigerator
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Walk-Out Access
Bedroom2
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedroom3
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 165
- Dimensions: 15x11
Features
- Flooring: Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,512
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,512
- Total interior livable area: 1,512 sqft
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 165
- Dimensions: 15x11
Laundry
- Features: Floor Covering: Luxury Vinyl Plank
- Area: 35
- Dimensions: 7x5
Living Room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 225
- Dimensions: 15x15
Primary Bathroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 60
- Dimensions: 12x5
Primary Bedroom
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 168
- Dimensions: 14x12
Property
Details
- Parcel number: 132212813301015
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered,Front Porch,Patio
- Exterior features: Private Yard
- Fencing: Back Yard,Vinyl
Lot
- Lot size: 9,404 sqft
- Features: Adjoins Wooded Area,Back Yard,Front Yard,Landscaped,Pie Shaped Lot,Rolling Slope
- Lot size dimensions: .216 Ac
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Tornado
- Cold Wave
- Earthquake
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $298 | $3,576 |
| Property Taxes | $447 | $5,364 |
| Electricity | $130 | $1,569 |
| Total | $2,391 | $28,692 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Contingent | $300,000 |
| 2026-08-01 | Listed for sale | $300,000 |
| 2021-05-03 | Sold | $210,000 |
| 2021-03-15 | Listed for sale | $199,900 |
| 2017-12-28 | Sold | $190,000 |
| 2017-12-08 | Pending sale | $189,900 |
| 2017-11-30 | Listed for sale | $189,900 |
| 2007-05-09 | Sold | $170,000 |
| 2006-05-04 | Sold | $38,500 |
