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151 W 1st St N, Fulton, NY, 13069

3beds
2baths
2,340sqft
$149,000
$64price/sqft
$1,462/moest. monthly cost
$58,480/yrincome needed

About This Home

ATTENTION Investors!! Whether you’re looking to grow your rental portfolio or tackle your first income-producing project, this five-unit property offers the opportunity to build equity and increase cash flow. Featuring two buildings on one parcel, plenty of off-street parking, and a lot extending approximately 600 feet back from the road, there’s room to bring your vision to life. Two units are currently tenant occupied, providing immediate rental income, while the remaining units offer the chance to renovate, improve, and maximize the property’s earning potential. One vacant unit has already seen updates, including new appliances, with the remaining work left for the next owner to complete. Known environmental contamination has been identified, and the report is available in the listing attachments for buyer review. Buyers are encouraged to review any remediation requirements. Property is being sold as-is, where-is, making it an excellent opportunity for investors with the vision to maximize its income-producing potential.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
Granby Elementary SchoolGrades PK-60.5 mi
5/10
4/10
G Ray Bodley High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex,Triplex
  • Property subType: Duplex,Triplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 4

Features

  • Flooring: Laminate,Other,See Remarks,Tile,Varies,Vinyl

Heating & Cooling

  • Heating features: Electric,Gas,Other,See Remarks,Baseboard
  • Cooling features: Other,See Remarks

Interior Area

  • Total structure area: 2,340
  • Total interior livable area: 2,340 sqft

Property

Details

  • Parcel number: 35040023604600030091000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 1.46 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 74 x 600

Parking

  • Parking features: Common,Gravel,Parking Available

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Ice Storm
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters in Oswego County and New York

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $753$9,036
Home Insurance *$81$972
Property Taxes $242$2,904
Electricity $386$4,640
Total$1,462$17,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,125/yr
40% on housing$43,860/yr
45% on housing$38,986/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 13069$112
Oswego County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 13069$119
Oswego County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Listed for sale$149,000
2013-10-29Sold$77,500

For Sale by Agent

AgentSarah Hoefer
BrokerageCentury 21 Galloway Realty

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