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205 Ten Eyck St, Watertown, NY, 13601

6beds
6baths
4,170sqft
$249,900
$60price/sqft
$2,356/moest. monthly cost
$94,240/yrincome needed

About This Home

Located in the heart of Watertown. This property features a classic layout with generous living space, including multiple bedrooms and a functional floor plan ready for your personal touch. The home sits on a manageable lot with off-street parking and a yard that offers space for outdoor enjoyment or future improvements. Inside, you’ll find solid bones and plenty of potential—perfect for those looking to renovate, update, or customize to their own style. A standout feature of this property is the large carriage house offering incredible flexibility. The first floor boasts a spacious garage/workshop area, ideal for projects, storage or hobby use. Above, you’ll find a three bedroom, one full bath apartment, perfect for extended family, or guest accommodations. Conveniently located near local shops, restaurants, schools, and Fort Drum, this property provides easy access to everything Watertown has to offer while still maintaining a neighborhood feel.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

3/10
Sherman SchoolGrades K-40.4 mi
7/10
Case Middle SchoolGrades 7-80.8 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1888

Materials

  • Foundation: Stone
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2

Features

  • Wet Bar,Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Great Room,Pantry
  • Flooring: Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 3
  • Fireplace: Yes

Heating

  • Heating features: Gas,None

Interior Area

  • Total structure area: 4,170
  • Total interior livable area: 4,170 sqft

Property

Details

  • Parcel number: 22180001000000171270000000
  • Special condition: Real Estate Owned

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 0.50 Acres
  • Features: Corner Lot,Rectangular,Rectangular Lot
  • Lot size dimensions: 127 x 173

Parking

  • Total spaces: 3
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$130$1,560
Property Taxes $274$3,288
Electricity $689$8,269
Total$2,356$28,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,777/yr
40% on housing$70,680/yr
45% on housing$62,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$60This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$116
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-06-25Sold$375,000
2024-11-22Listed for sale$349,900
2008-06-19Sold$423,000

Unknown Listed By

AgentTodd M Wines
BrokerageNorth Star Real Estate & Property Management

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