10 Highland Avenue, Otisville, NY, 10963
About This Home
Welcome to 10 Highland Avenue, Otisville—a well-maintained three-family investment property offering exceptional income potential in the heart of Orange County. This versatile property features two spacious three-bedroom, one-bath apartments in the main building and a detached one-bedroom, one-bath cottage, making it ideal for investors or owner-occupants seeking supplemental rental income. Several units have been updated, and the property offers separate electric meters, off-street parking, and a partially finished basement with additional storage and utility space. The flexible layout provides an excellent opportunity to maximize cash flow while benefiting from long-term appreciation. Conveniently located near schools, shopping, restaurants, parks, major highways, and the Otisville Metro-North station, this property offers easy access for commuters while maintaining the charm of a quiet residential neighborhood. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the others, 10 Highland Avenue is a rare opportunity with strong upside potential. Buyer to verify all information, including taxes, square footage, and rental income.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1935
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Oven,Oven,Refrigerator
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 3
- Full bathrooms: 3
Features
- First Floor Bedroom,Eat-in Kitchen
- Attic: Crawl
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 3,784
- Total interior livable area: 3,784 sqft
Property
Details
- Parcel number: 3344011040000003013.0000000
- Special condition: None
Lot
- Lot size: 0.26 Acres
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $690 | $8,280 |
| Electricity | $625 | $7,504 |
| Total | $3,504 | $42,048 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-26 | Listed for sale | $409,999 |
| 2025-08-06 | Listing removed | $399,000 |
| 2025-07-23 | Listed for sale | $399,000 |
| 2025-04-19 | Listing removed | -- |
| 2025-01-08 | Listed for sale | $499,000 |
| 2024-02-14 | Listing removed | -- |
| 2024-01-11 | Price change | $499,900 |
| 2023-11-22 | Listed for sale | $520,000 |
| 2019-10-19 | Listing removed | $1,600 |
| 2019-10-10 | Price change | $1,600 |
| 2019-09-18 | Listed for rent | $1,700 |
| 2018-02-05 | Sold | $69,500 |
| 2017-11-02 | Listing removed | $89,999 |
| 2017-09-13 | Price change | $89,999 |
| 2017-08-25 | Price change | $99,999 |
| 2017-08-14 | Price change | $104,900 |
| 2017-08-03 | Price change | $109,000 |
| 2017-07-18 | Price change | $119,900 |
| 2017-07-10 | Price change | $124,900 |
| 2017-06-30 | Price change | $127,900 |
| 2017-05-21 | Listed for sale | $129,900 |
| 1996-12-03 | Sold | $175,000 |
| 1994-08-22 | Sold | $25,000 |
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