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3 Polo Court, Suffern, NY, 10901

4beds
3baths
2,600sqft
$1,100,000
$423price/sqft
$8,199/moest. monthly cost
$327,960/yrincome needed

About This Home

Bold, elevated, and perfectly positioned! This impressive 2010-built Colonial enjoys a prominent position at the entrance of a sought-after cul-de-sac, offering exceptional curb appeal, a beautifully framed front yard, and over 2,600 square feet of finished living space plus an additional 1,300 square feet in the unfinished lower level, providing nearly 4,000 square feet of total space and endless possibilities. Step inside to a dramatic two-story entry foyer that sets the tone for the rest of the home. The main level offers a seamless flow between the formal dining room, versatile office or den, and a sun-filled living area anchored by a bright white kitchen with abundant cabinetry and natural light pouring in through oversized windows. Sliding doors lead to a Trex deck, creating an effortless indoor-outdoor lifestyle ideal for entertaining or everyday enjoyment. A conveniently located laundry area and a full bathroom complete the main level, adding flexibility and convenience for guests and everyday living. Upstairs, the spacious primary suite serves as a private retreat, featuring soaring cathedral ceilings, radiant heated floors, a large walk-in closet plus an additional closet, and a beautifully appointed ensuite bath with dual vanities, a jacuzzi tub, skylights, and a separate shower. Three additional generously sized bedrooms and a full hall bathroom complete the upper level. The unfinished lower level offers tremendous potential with high ceilings, full-sized windows, a second laundry setup, and direct access to the two-car garage. Whether you envision a home gym, recreation room, media room, workshop, or future living space, the opportunity is already in place. Additional highlights include three-zone heating, central air conditioning, solar efficiency, and a dedicated electric vehicle charging station, combining modern comfort, energy savings, and long-term value. Offering the perfect blend of space, functionality, efficiency, and curb appeal in a desirable cul-de-sac setting, this is a home designed to accommodate today's lifestyle while providing room to grow for years to come.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
Montebello Road SchoolGrades 3-50.9 mi
5/10
Suffern Middle SchoolGrades 6-81.1 mi
7/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2010

Materials

  • Construction materials: Frame,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Other

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Entrance Foyer,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: Pull Stairs

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,827
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 39268905500800030030080000
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Deck

Lot

  • Lot size: 0.58 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Rockland County and New York

Flood
Severe Storm
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$320$3,840
Property Taxes $1,888$22,656
Electricity $429$5,156
Total$8,199$98,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,108/yr
40% on housing$245,970/yr
45% on housing$218,640/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.1%
0.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 10901$371
Rockland County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 10901$375
Rockland County$362

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$1,100,000
2026-07-07Price change$1,100,000
2026-06-03Listed for sale$1,200,000
2021-01-05Sold$650,000
2011-01-19Sold$629,900

For Sale by Agent

AgentLeon Klein
BrokerageKeller Williams Hudson Valley

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