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401 Harris Road, Monticello, NY, 12701

0beds
0baths
2,400sqft
$950,000
$396price/sqft
$7,022/moest. monthly cost
$280,880/yrincome needed

About This Home

Imagine owning 63 acres of pristine land, complete with a serene pond, framed-out home, with well and septic system. Once used for tree farming, this expansive property is perfect for your agricultural dreams or a secluded, low-density housing project. Endless possibilities await—whether you envision a thriving farm, a private hunting and fishing retreat, or a peaceful sanctuary to call home. With abundant artesian wells providing an ample supply of pure water, this property is not only a haven of natural beauty but also a potential money-maker. Located near the iconic Bethel Woods Center for the Arts, Resorts World Catskills, and the Center for Discovery, this property is ideally situated for those seeking a blend of tranquility and convenience. Embrace the limitless potential of this stunning property in the heart of beautiful Sullivan County, NY, just a short drive from Monticello. What are your dreams? This property could be the key to making them a reality.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
George L Cooke SchoolGrades PK-23.6 mi
3/10
3/10
Monticello High SchoolGrades 9-123.6 mi

Construction

Materials

  • Foundation: Other
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: None,Other
  • Cooling features: None

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Property

Details

  • Parcel number: 468900800001002000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 63 Acres
  • Features: Sloped,Split Possible,Wooded

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Sullivan County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$391$4,692
Property Taxes $1,432$17,184
Electricity $396$4,759
Total$7,022$84,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$240,754/yr
40% on housing$210,660/yr
45% on housing$187,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -5.2%
-5.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 12701$326
Sullivan County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 12701
Sullivan County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-11Listed for sale$950,000
2025-08-14Listing removed$950,000
2024-08-30Listed for sale$950,000
2024-02-02Listing removed--
2024-02-01Price change$950,000
2023-04-11Pending sale$250,000

For Sale by Agent

AgentElizabeth A Bernitt
BrokerageCentury 21 Geba Realty

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