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765 Italy Valley Rd, Naples, NY, 14512

3beds
1baths
1,209sqft
$249,900
$207price/sqft
$1,910/moest. monthly cost
$76,400/yrincome needed

About This Home

Country Charm! Nestled in scenic Italy Valley, this turnkey home offers 3-bedrooms, 1-bath, sunroom, laundry room with plumbing already installed for a second bathroom. When entering the foyer, the living room flows seamlessly into the kitchen and dining area, creating an inviting and functional layout. This home features a bonus room and a spacious sunroom—perfect for relaxing or entertaining. There is also space for a private office. Recent updates include all new luxury vinyl flooring, weather-resistant windows, exterior and interior doors, ceiling fans with lights, and fresh paint both inside and out. This home boasts a lifetime durable metal roof with a new gutter system. A complete wi-fi system is installed through the house for fast internet and reliable cell phone service. Outside, a spacious shed has ample storage with lots of shelving for organization. Two new driveways lead to entrances on two sides of the house, providing added convenience. Situated on a large corner lot, the expansive yard is perfect for outside recreation and gathering with friends and family. If you’re seeking a calm, peaceful oasis, this is the place for you - bask in the melodious song of joyful birds and gaze upon gentle deer as they pass by. Conveniently located just minutes from hiking trails, waterfalls, quaint villages, the wine trail, and both Keuka and Canandaigua Lakes, this property offers the best of country living. Whether you're searching for your next home or a short-term rental opportunity, this property is worth a look!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Naples Elementary SchoolGrades PK-65.5 mi
6/10
Naples High SchoolGrades 7-125.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partial,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Eat-in Kitchen,Bedroom on Main Level
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Oil,Baseboard,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,209
  • Total interior livable area: 1,209 sqft

Property

Details

  • Parcel number: 57240008003100010170000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Concrete Driveway,Gravel Driveway

Lot

  • Lot size: 0.72 Acres
  • Features: Corner Lot,Irregular Lot
  • Lot size dimensions: 63 x 302

Parking

  • Parking features: No Garage,Circular Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yates County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$106$1,272
Property Taxes $295$3,540
Electricity $246$2,954
Total$1,910$22,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,485/yr
40% on housing$57,300/yr
45% on housing$50,933/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.2%
4.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 14512$267
Yates County$284

vs Homes Sold Last Month

Median $/sqft

ZIP 14512$195
Yates County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$239,900
2026-06-08Listed for sale$249,900
2022-05-23Sold$87,500
2022-04-11Pending sale$80,000
2022-04-05Listed for sale$80,000
2021-08-12Sold$71,000
2021-07-21Pending sale$75,000
2021-06-30Listed for sale$75,000
2021-05-31Pending sale$75,000
2021-04-19Listed for sale$75,000

For Sale by Agent

AgentKendra Reed
BrokerageKeuka Lake & Land Realty

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