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29 Forbes Rd, Russell, NY, 13684

0beds
2baths
760sqft
$179,900
$237price/sqft
$1,606/moest. monthly cost
$64,240/yrincome needed

About This Home

Private Wooded Home with Pond Views, Walkout Basement & Automatic Whole-House Generator – Russell, NY Offered at $184,900 with 3 acres, with additional acreage available for purchase (up to approximately 11 acres total), this well-maintained home is set on a quiet, wooded lot in Russell and offers a rare combination of privacy, reliability, and year-round comfort with access to fiber internet and cell service. Surrounded by mature trees with a pond just beyond, the property provides a peaceful Adirondack-style setting with no visible neighbors and frequent wildlife. The main level offers approximately 760 square feet of open-concept living space filled with natural light. The layout is efficient and comfortable, with a main-level bedroom area that flows into the living space. A second full bathroom is located in the walkout basement, where additional open sleeping or living space provides flexibility for guests, recreation, or future finishing. The basement also includes a woodstove and dedicated laundry area. A standout feature is the two-year-old propane whole-house generator with an automatic transfer switch, allowing for seamless backup power during outages without any manual setup. The home also includes multiple heating options with a woodstove, propane heat, and electric backup, providing flexibility and dependable performance in all seasons. The property is equipped with a drilled well and septic system and features a metal roof, vinyl siding, and vinyl thermal-pane windows for low-maintenance ownership. Outdoor space includes two decks, one measuring 20 by 12 feet and a second 8 by 24 foot deck with approximately 10 feet covered, offering space to relax and enjoy the surrounding woods and pond views. A detached single-car garage with additional covered area provides storage and convenience. The home is being sold with appliances included, including a refrigerator, dishwasher, propane range, washer, and dryer. Recent updates include a newer hot water heater, refrigerator, and dryer. This property is well suited as a primary residence, seasonal home, or quiet retreat, offering a combination of privacy, solid infrastructure, and natural surroundings that is increasingly difficult to find. Most recent Town and County taxes were $1800 and school taxes were $867 (without STAR) exemption. Message for more details or to schedule a showing. No land contracts or contingency offers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: Unknown

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bathrooms: 2
  • 3/4 bathrooms: 2

Features

  • Flooring: Concrete,Laminate,Linoleum / Vinyl

Heating & Cooling

  • Heating features: Baseboard,Other,Stove,Electric,Oil,Propane / Butane,Wood / Pellet
  • Cooling features: None

Interior Area

  • Total interior livable area: 760 sqft

Property

Details

  • Parcel number: 4078001480032171

Features

  • Exterior features: Vinyl
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 11 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Strong Wind

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$162$1,944
Property Taxes $289$3,468
Electricity $246$2,954
Total$1,606$19,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,062/yr
40% on housing$48,180/yr
45% on housing$42,826/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 13684$122
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13684$83
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-14Price change$179,900
2026-05-05Listed for sale$184,900

For Sale by Owner

AgentCarrie Tuttle

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