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341 County Route 37, Massena, NY, 13662

2beds
2baths
0sqft
$150,000
--price/sqft
$1,359/moest. monthly cost
$54,360/yrincome needed

About This Home

SHOWN BY APPOINTMENT ONLY!! PLEASE DO NOT PULL DOWN THE DRIVE!! This unique waterfront property is located just minutes from downtown Massena. Located on the Raquette River, this distinctive property offers a tranquil escape with all the amenities you need for a comfortable stay. The main house (749 square ft) consists of a living area, kitchenette and 2 bedrooms. All furnishings convey! The separate kitchen/dining annex (580 square ft) comes fully equipped with all kitchen utensils, appliances, everything right down to the pots and pans. Bath house (144 square ft) consists of 2 bathrooms. Located on 600' of water frontage, is a great gazebo and a sandy beach gently sloping to the Raquette River and a hook up for a camper. The property sits on 5.9 acres in a peaceful park llike setting. Included within the acreage are 2 lots on CR 37. These could easily be subdivided into 2 building lots. Enjoy spending your days on the Raquette River. Don't miss your opportunity to own your own piece of paradise!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Sold as Is
  • Year built: 2003

Materials

  • Foundation: Basement,Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave oven,Refrigerator,Stove-Elec,Water Heater(Electric)
  • Laundry features: Laundry Hookups-Elec,In Basement

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate,Vinyl,Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,400

Property

Details

  • Parcel number: 10.07815 & 10.07816

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Lighting
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront,Adj to Riv/Str/Crk
  • Waterbody name: Raquette River
  • Frontage length: Main Road: 350,Water Frontage: 600

Lot

  • Lot size: 5.90 Acres
  • Features: Oversized,Secluded,Sloped,Trees
  • Lot size dimensions: refer to survey

Parking

  • Total spaces: 3
  • Parking features: 3 or more parking spaces,Dirt Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Winter Weather
Earthquake

FEMA Declared Disasters in St. Lawrence County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tornado
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$114$1,368
Property Taxes $241$2,892
Electricity $246$2,954
Total$1,359$16,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,594/yr
40% on housing$40,770/yr
45% on housing$36,240/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.4%
3.4%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 13662$105
St. Lawrence County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 13662$90
St. Lawrence County$99

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$175,000
2025-07-31Price change$180,000
2024-09-14Listed for sale$225,000

For Sale by Agent

AgentDebbie Gilson
BrokerageCounty Seat Realty

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