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1310 S STEPHENS Drive, Pinetop, AZ, 85935

2beds
2baths
1,474sqft
$421,900
$286price/sqft
$2,605/moest. monthly cost
$104,200/yrincome needed

About This Home

MUST SEE!!!!MUST SEE!!! MUST SEE!! HUGE LOT!! AWESOME HOME !!!HUGE OUTDOORS PATIO!!!! GREAT SPACIOUS LAY OUT AND BIG BEDROOMS. VERY WELL TAKING CARE!! ABSOLUTLEY GREAT LOCATION 20K PLUS SQF LOT NICE FRUIT TREES DEFFINITIVELY YOU WILL LOVE THIS ONE!! THIS IS IT!! GREAT KITCHEN UPGRADED STOVE AND MORE MUST SEE!!!MUST SEE!!!!

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Blue Ridge High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Raised,Combination,Block
  • Roof: Composition,See Remarks
  • Construction materials: Wood Siding,Steel Siding,Steel Frame,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Built-In Gas Oven
  • Laundry features: See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,3/4 Bath Master Bdrm
  • Flooring: Other,Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Heat Pump,Central Air,Other

Interior Area

  • Total structure area: 1,474
  • Total interior livable area: 1,474 sqft

Property

Details

  • Parcel number: 31130061
  • Horse amenities: See Remarks

Features

  • Stories: 1
  • Exterior features: Playground
  • Spa features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Trees/Woods
  • Horses can be raised: Yes

Lot

  • Lot size: 0.47 Acres
  • Features: Gravel/Stone Front,Grass Front,Grass Back

Parking

  • Total spaces: 4
  • Parking features: Side Vehicle Entry
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,133$25,596
Home Insurance $119$1,428
Property Taxes $137$1,644
Electricity $216$2,603
Total$2,605$31,260

Income You'd Need if You Spent...

35% on housing$89,314/yr
40% on housing$78,150/yr
45% on housing$69,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$286This listing

vs Other Active Listings

Avg $/sqft

ZIP 85935$274
Navajo County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 85935$308
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Price change$421,900
2025-10-04Listed for sale$429,000
2017-08-01Sold$120,000

For Sale by Agent

AgentJuan C Aguilar
BrokerageCircle N Realty

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