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202 Streamwood Rd, Troutman, NC, 28166

5beds
4baths
3,636sqft
$949,900
$261price/sqft
$6,370/moest. monthly cost
$254,800/yrincome needed

About This Home

Nestled on a private, wooded lot in desirable Falls Cove near Safe Harbor Skippers Landing and lake access, this stunning custom home offers exceptional indoor and outdoor living with upscale finishes throughout. Inside, you’ll find soaring 10-foot ceilings, durable luxury flooring, abundant natural light, and thoughtfully designed spaces perfect for both everyday living and entertaining. A dedicated, private office & formal dining room greet you upon entry. The gourmet kitchen features impressive 42-inch cabinetry, expansive quartz counters, top of the line appliances, gas cook top with hood system and seamless flow into the main living areas. On the upper level, the luxurious primary suite offers a tray ceiling, spa-inspired bath with dual vanities, soaking tub, oversized walk-in shower, and spacious walk-in closet. Generously sized secondary bedrooms, versatile flex spaces including a Bedroom/Bonus Room are ideal for a home office, gym, or media room, and a convenient Jack-and-Jill bath provide flexibility for any lifestyle. Outdoor living shines with a screened porch & large deck overlooking the beautifully landscaped backyard complete with a firepit gathering area, fenced lawn, and peaceful views. Additional highlights include a spacious laundry room, abundant storage, unfinished, walk out basement with endless potential, covered patio, 3-car garage, and low-maintenance fiber cement exterior for lasting beauty and durability. With plenty of room for a pool, this property is ideally situated just minutes from Lake Norman, dining, shopping, healthcare, Lake Norman State Park, downtown Troutman & convenient to Mooresville. This showcase property is a true MUST SEE!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
2/10
Troutman Middle SchoolGrades 6-81.7 mi
5/10
South Iredell High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Construction materials: Fiber Cement

Other

  • Builder name: BD, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Convection Oven,Dishwasher,Disposal,Exhaust Hood,Gas Cooktop,Self Cleaning Oven,Wall Oven
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Storage Space,Unfinished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Bonus Room

  • Level: Upper

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Storage,Walk-In Closet(s),Walk-In Pantry,Other - See Remarks
  • Window features: Insulated Windows
  • Flooring: Tile,Vinyl
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,636

Great Room

  • Level: Main

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,636
  • Total interior livable area: 3,636 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 4730857284.000
  • Zoning: RS
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Patio,Rear Porch,Screened
  • Exterior features: Fire Pit
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.51 Acres
  • Features: Private,Wooded

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$347$4,164
Property Taxes $882$10,584
Electricity $338$4,063
Total$6,370$76,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,400/yr
40% on housing$191,100/yr
45% on housing$169,866/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 28166$249
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28166$179
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Price change$949,900
2026-06-19Price change$999,900
2026-05-22Listed for sale$1,100,000
2023-03-28Sold$79,500
2023-01-16Price change$84,499
2023-01-13Price change$84,500
2023-01-08Price change$85,000
2022-12-27Price change$84,500
2022-12-17Price change$85,000
2022-12-13Price change$89,000
2022-12-07Price change$95,000
2022-11-22Listed for sale$99,000
2022-11-01Listing removed--
2022-10-18Price change$77,000
2022-10-04Price change$79,999
2022-09-21Price change$80,000
2022-09-18Price change$85,000
2022-09-12Price change$82,000
2022-09-11Price change$775,000
2022-09-09Price change$82,500
2022-09-06Price change$83,999
2022-09-01Price change$84,000
2022-08-30Price change$84,500
2022-08-29Price change$84,999
2022-08-23Listed for sale$799,000
2016-08-12Sold$15,000

For Sale by Agent

AgentMatt Sarver
BrokerageKeller Williams Lake Norman

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