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309 Walking Horse Trl, Davidson, NC, 28036

5beds
5baths
4,591sqft
$1,199,900
$261price/sqft
$7,334/moest. monthly cost
$293,360/yrincome needed

About This Home

Welcome to 309 Walking Horse Trail, Davidson, a private retreat where nature, luxury, and comfort come together on a breathtaking 1.59-acre lot bordered by a peaceful natural creek. From the moment you arrive, the long private driveway and charming wraparound porch create an inviting first impression. Impeccably maintained and nestled among mature trees, this dreamy property offers nearly 4,600 square feet of beautifully designed living space with 5 bedrooms, 4.5 baths, soaring two-story living areas, and a fully finished basement. The spacious lower level features a second family room and generous living quarters, making it ideal for an in-law suite, multi-generational living, or hosting family and friends. The luxurious primary suite provides a relaxing retreat, while the stunning screened porch overlooks the serene backyard, towering trees, and tranquil creek, perfect for morning coffee or evening unwinding. Additional highlights include new carpet (2026), a tankless water heater, abundant storage, and room for everyone to spread out and enjoy. If you’ve been searching for privacy, peaceful surroundings, and exceptional space just minutes from the charming and buzzing downtown Davidson, this immaculately maintained home is a rare opportunity.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

4/10
6/10
Woodland Heights MiddleGrades 6-88.8 mi
7/10
Lake Norman High SchoolGrades 9-128.9 mi

Construction

Condition

  • Year built: 2010

Materials

  • Construction materials: Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Electric Cooktop,Microwave
  • Laundry features: Laundry Room,Upper Level

Bar Entertainment

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Great Room
  • Finished area below ground: 1,145
  • Finished area above ground: 3,446

Flex Space

  • Level: Basement

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,446
  • Total interior livable area: 4,591 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Recreation Room

  • Level: Basement

Property

Details

  • Parcel number: 4674073101.000
  • Zoning: RA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • On waterfront: Yes
  • Waterfront features: None,Creek

Lot

  • Lot size: 1.59 Acres
  • Features: Cul-De-Sac,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$241$2,892
Property Taxes $599$7,188
Electricity $427$5,131
Total$7,334$88,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$251,451/yr
40% on housing$220,020/yr
45% on housing$195,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 28036$336
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28036$309
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$1,189,900
2026-07-20Price change$1,199,900
2026-06-28Listed for sale$1,249,900
2022-04-08Sold$1,054,500
2022-03-28Pending sale$1,100,000
2022-03-08Contingent$1,100,000
2022-02-25Listed for sale$1,100,000
2011-01-03Sold$597,500

For Sale by Agent

AgentSunisay Yates
BrokerageYates Realty Inc

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