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2735 Bobcat Gulch, Pinetop, AZ, 85935

4beds
3baths
2,643sqft
$1,525,000
$577price/sqft
$8,917/moest. monthly cost
$356,680/yrincome needed

About This Home

White Mountain Summer Homes - 1.26 acres of privacy! Extensive remodel in 2025/2026. 4 Bedrooms plus enormous vaulted loft w/ 4 closets & can sleep a small army. New flooring, granite countertops, backsplash, top of line stainless appliances, bathrooms all remodeled, deck refinished. Vaulted ceilings and extensive windows with wonderful natural light and views of the trees. 2 car garage w/ bonus area above could be a teen cave. The construction on this cabin cannot be replicated today - built in 1987 w/ luxury solid logs which insulate in the winter and keep cool in the summer. Enjoy your summer and winter getaway in most desirable and guard gated White Mountain Summer Homes.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Blue Ridge High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Stemwall
  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Master Downstairs,Vaulted Ceiling(s),Tub,Shower,Tub/Shower,Double Vanity,Full Bath,Formal Dining Room,Living/Dining Room Combo,Breakfast Bar,Split Bedroom
  • Window features: Blinds,Skylight(s),Wood Frames
  • Flooring: Carpet,Vinyl,Wood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,643
  • Total interior livable area: 2,643 sqft

Property

Details

  • Parcel number: 41145432

Features

  • Patio & porch: Deck

Lot

  • Lot size: 1.26 Acres
  • Features: Wooded,Tall Pines On Lot

Parking

  • Parking features: Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,711$92,532
Home Insurance $432$5,184
Property Taxes $495$5,940
Electricity $279$3,358
Total$8,917$107,004

Income You'd Need if You Spent...

35% on housing$305,725/yr
40% on housing$267,510/yr
45% on housing$237,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$577This listing

vs Other Active Listings

Avg $/sqft

ZIP 85935$265
Navajo County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 85935$308
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$1,525,000
2025-10-04Listing removed$1,225,000
2025-06-05Price change$1,225,000
2025-04-18Listed for sale$1,325,000
2000-01-01Sold$55,000

For Sale by Agent

AgentKathryn W Cummings
BrokerageRuss Lyon Sotheby's International Realty

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