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3700 Spruce Ridge Way APT 1913, Knoxville, TN, 37920

4beds
4baths
1,510sqft
$499,000
$330price/sqft
$3,532/moest. monthly cost
$141,280/yrincome needed

About This Home

Everything is here to keep you living in the moment. Main Floor 4BR/4BA condo in The Woodlands of Knoxville, just minutes from downtown Knoxville and the UT campus, offering an exceptional investment opportunity or future student housing option. This spacious, roommate-friendly unit features four private bedrooms, each with its own en-suite bath, along with a bright, open living area designed for comfortable shared living. Individual en-suite bedrooms have rented for $1,200 per month, creating the potential for up to $4,800 in monthly income for the entire unit. The condo has been updated throughout and includes a new dishwasher, disposal, refrigerator, and stove, along with newer vinyl flooring throughout and carpet. All appliances convey, including the washer and dryer. A covered balcony overlooks a peaceful wooded setting, adding to the appeal. The Woodlands offers outstanding resort-style amenities, including gated entry with security, five swimming pools, a state-of-the-art fitness center, theater room and entertainment spaces, two dog parks, sports courts and recreational areas, stand-up tanning, and a day and evening UT shuttle. The HOA also includes water, sewer, and Xfinity internet. This property is ideal for investors, UT parents, or future owner-occupants seeking strong income potential, low maintenance, and unbeatable amenities in a prime Knoxville location. Sellers are offering six months of owner financing with a balloon payoff due January 2, 2027, and are also granting early occupancy. All information deemed reliable but not guaranteed. Buyer to verify all details, including measurements and HOA rules.

Getting Around

4
WalkingCar-Dependent
21
TransitMinimal Transit
2
BikeSomewhat Bikeable

Schools

7/10
4/10
3/10
South Doyle High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2006

Materials

  • Construction materials: Wood Siding,Shingle Siding,Brick,Frame

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Walk-In Closet(s),Pantry,Breakfast Bar
  • Flooring: Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,510
  • Total interior livable area: 1,510 sqft

Property

Details

  • Parcel number: 108MB00104Q
  • Attached to another structure: Yes

Features

  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 435.60 sqft
  • Features: Private,Wooded,Level

Parking

  • Parking features: Off Street,Main Level,Common

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance $208$2,496
Property Taxes $626$7,512
Electricity $175$2,103
Total$3,532$42,384

Income You'd Need if You Spent...

35% on housing$121,097/yr
40% on housing$105,960/yr
45% on housing$94,186/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$330This listing

vs Other Active Listings

Avg $/sqft

ZIP 37920$181
Knox County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 37920$227
Knox County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$499,000
2026-04-18Listed for sale$509,000
2022-10-31Sold$327,100
2022-08-26Pending sale$339,000
2022-04-22Listed for sale$339,000
2019-03-15Sold$130,000
2019-02-20Pending sale$139,900
2018-11-16Price change$139,900
2018-10-18Listed for sale$142,500
2015-07-06Sold$141,500
2015-04-03Price change$147,900
2014-03-20Listed for sale$149,500
2007-08-09Sold$216,900

For Sale by Agent

AgentTiffany Winchell
BrokerageBrougham Properties

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