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3417 Roaring Fork Dr, Pinetop, AZ, 85935

5beds
6baths
3,533sqft
$1,200,000
$340price/sqft
$7,171/moest. monthly cost
$286,840/yrincome needed

About This Home

Experience mountain luxury and serene golf course living in this spacious 5-bedroom, 6-bathroom home located in the highly sought-after Pinetop Lakes Golf & Country Club community. With 3 en-suites located on the main floor, each bedroom features its own private en-suite bathroom, providing exceptional comfort and privacy for family and guests. This beautifully updated home offers numerous recent improvements, including brand-new stainless steel appliances with a double oven, a new front-load washer and dryer, new carpet throughout, fresh exterior trim paint, a durable epoxy-coated garage floor, and a new paver driveway with sidewalks that extend around the property! Step inside to discover soaring vaulted ceilings and an open, sun-filled living area anchored by a stunning stone fireplace, creating the perfect setting for cozy mountain gatherings. The thoughtfully designed floor plan features both a main-level living room and an additional upstairs living space, offering flexibility for entertaining, relaxing, or hosting overnight guests. The inviting kitchen provides generous counter space, a large pantry, and an adjoining dining area that flows seamlessly outdoors. A sliding glass door opens to an expansive covered patio framed by a dramatic two-story roofline, where you can enjoy lush golf course views of the 18th tee box leading to the fairway. Additional highlights include a spacious laundry room with bonus space ideal for a home office, craft room, or additional storage, along with a two-car garage. Pinetop Lakes Golf & Country Club features an 18-hole executive-style golf course that is open to the public, while optional memberships provide access to the driving range, practice greens, dining, social events, tennis, and pickleball courts. This exceptional property combines thoughtful updates, generous living spaces, and an unbeatable mountain lifestyle in one of Pinetop's most desirable communities.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
4/10
4/10
Blue Ridge High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Metal,Pitched
  • Construction materials: Wood Frame,Log,Log Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6

Features

  • Master Downstairs,Vaulted Ceiling(s),Eat-in Kitchen,Tub/Shower,Double Vanity,Full Bath,Pantry,Kitchen/Dining Room Combo,Breakfast Bar,Breakfast Room,Split Bedroom
  • Window features: Double Pane Windows
  • Flooring: Carpet,Wood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 3,533
  • Total interior livable area: 3,533 sqft

Property

Details

  • Parcel number: 41172048

Features

  • Pool features: Association
  • Patio & porch: Patio,Deck
  • Exterior features: Rain Gutters
  • Fencing: Privacy,Partial,Wood

Lot

  • Lot size: 0.39 Acres
  • Features: On Golf Course,Wooded,Tall Pines On Lot
  • Lot size dimensions: irregular

Parking

  • Parking features: Parking Pad,Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance $340$4,080
Property Taxes $390$4,680
Electricity $374$4,489
Total$7,171$86,052

Income You'd Need if You Spent...

35% on housing$245,862/yr
40% on housing$215,130/yr
45% on housing$191,226/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$340This listing

vs Other Active Listings

Avg $/sqft

ZIP 85935$271
Navajo County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 85935$308
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$1,200,000
2026-07-02Listed for sale$1,295,000
2026-01-09Listing removed$1,200,000
2025-11-18Listed for sale$1,200,000
2025-10-11Listing removed$1,300,000
2025-06-14Listed for sale$1,300,000
2024-10-09Listing removed$1,500,000
2024-03-04Listed for sale$1,500,000
2024-01-23Listing removed$1,500,000
2022-07-19Listing removed$1,500,000
2022-02-24Price change$1,500,000
2022-01-03Listed for sale$2,000,000
2021-08-24Listing removed--
2021-05-22Listed for rent$4,000
2020-12-07Listing removed$695,000
2020-10-23Listed for sale$695,000
2014-12-31Sold$424,900
2014-12-17Listed for sale$424,900
2013-12-02Listing removed$549,900
2013-06-03Listed for sale$549,900
2013-02-02Listing removed$525,000
2012-06-30Listed for sale$525,000

For Sale by Agent

AgentStephany Bullington
BrokerageMy Home Group RE - Raintree

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