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1221 S Main St, Clarion, IA, 50525

2beds
1baths
1,465sqft
$138,500
$95price/sqft
$1,391/moest. monthly cost
$55,640/yrincome needed

About This Home

Check out this charming ranch home with a light and bright interior that flows effortlessly from the front door into the living and dining area, and then into the galley kitchen. Step outside to the fenced backyard, complete with a concrete patio perfect for relaxing and a firepit area for those upcoming cool nights. Patio furniture is included for your convenience. The home features two bedrooms and a spacious full bath. You'll also find a large family/game room with a bar area in the basement, along with the potential to create a third bedroom and a bath with a little work.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

4/10
Clarion Elementary SchoolGrades PK-51.0 mi
4/10

Construction

Condition

  • Year built: 1956

Materials

  • Roof: Age 8 Years or Less,Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Exhaust Fan,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Basement

Features

  • Trim: Painted
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 425
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,465 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1106303009
  • Zoning: Residential-Single Family

Features

  • Fencing: Chain Link,Wood

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 66 x 130

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $700$8,400
Home Insurance *$347$4,164
Property Taxes $223$2,676
Electricity $121$1,452
Total$1,391$16,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,691/yr
40% on housing$41,730/yr
45% on housing$37,093/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 50525$164
Wright County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 50525
Wright County$43

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-20Price change$143,000
2025-10-13Price change$147,000
2025-09-26Listed for sale$155,000
2025-09-26Listing removed--
2025-07-25Listed for sale$157,500
2014-05-24Listing removed$60,000
2014-04-22Price change$60,000
2013-11-19Price change$64,000
2013-11-15Price change$64,000,000
2013-10-03Listed for sale$64,000

For Sale by Agent

AgentDeborah D Vance
BrokerageRyerson Realty LLC

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