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1513 2nd St SW, Clarion, IA, 50525

5beds
2baths
2,616sqft
$585,000
$224price/sqft
$5,483/moest. monthly cost
$219,320/yrincome needed

About This Home

Discover an exceptional blend of comfort, style, and refined outdoor living in this beautifully updated 5-bedroom, 2-bath home located in one of Clarion’s most desirable neighborhoods. Thoughtfully designed and impeccably maintained, this property offers a rare opportunity to enjoy a resort-style lifestyle right at home. Step inside to a warm and inviting living space where natural light fills the open layout. The home features: • Five spacious bedrooms designed for flexibility and privacy • Two full bathrooms with tasteful finishes • A bright open-concept living and dining area perfect for gatherings • A well-appointed kitchen with generous storage and workspace • A finished basement offering additional room for entertainment, fitness, or relaxation • Quality flooring throughout — including slate, tile, and soft carpeting Every space feels intentional, comfortable, and ready to enjoy. The backyard is the true showstopper — a private retreat designed for both everyday living and memorable entertaining. • Fully equipped outdoor kitchen • Expansive paver patio with multiple seating and lounging zones • Walk-out deck off the dining room • A luxurious hot tub, creating a spa-like escape at home • Beautiful landscaping and a spacious fenced in yard Whether you're entertaining a crowd or enjoying a quiet evening outdoors, this backyard transforms every day into a getaway. This property offers the feel of a luxury retreat with the warmth of a family home.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Clarion Elementary SchoolGrades PK-51.2 mi
4/10

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full,Finished,Wood

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 1,308

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,616 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1106352004

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 74 x 142

Parking

  • Total spaces: 2
  • Parking features: Attached,Other Surface
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Drought
Hail
Strong Wind
Tornado
Inland Flooding
Lightning

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$1,466$17,592
Property Taxes $864$10,368
Electricity $195$2,341
Total$5,483$65,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,988/yr
40% on housing$164,490/yr
45% on housing$146,213/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 50525$150
Wright County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 50525
Wright County$43

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-12Listed for sale$585,000
2016-10-04Sold$154,875

For Sale by Agent

AgentRobert Powers
BrokerageNorth Iowa Real Estate

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