See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

412 E Michigan St, Hammond, LA, 70401

2beds
2baths
1,017sqft
$139,999
$138price/sqft
$1,055/moest. monthly cost
$42,200/yrincome needed

About This Home

This home makes is a great opportunity for investors or 1st time home buyers! Located in Hammond City limits, close to everything you need and sitting on a quiet street. This home offers 2 driveway options for optimal parking options, a roof that is only 3 years old, new range oven, plus the heating & cooling systems were replaced Feb 2025. Contact your Realtor today & come see this Downtown Hammond home! Motivated Seller !!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

Construction

Condition

  • Property condition: Very Good Condition
  • Year built: 2015

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom

  • Level: Lower
  • Dimensions: 11.6 x 11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Cable TV
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 1,082
  • Total interior livable area: 1,017 sqft

Kitchen

  • Level: Lower
  • Dimensions: 11.5 x 11.6

Living Room

  • Level: Lower
  • Dimensions: 20.3 x 15

Master Bedroom

  • Level: Lower
  • Dimensions: 14 x 15

Property

Details

  • Parcel number: 2521941
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: None,Porch
  • Exterior features: Fence,Porch,Permeable Paving

Lot

  • Lot size: 7,840 sqft
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 51 x 150

Parking

  • Total spaces: 3
  • Parking features: Off Street,Three or more Spaces,Boat,Driveway,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$162$1,944
Property Taxes $39$468
Electricity $147$1,773
Total$1,055$12,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,171/yr
40% on housing$31,650/yr
45% on housing$28,133/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.4%
14.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.5%
-3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 70401$142
Tangipahoa Parish$129

vs Homes Sold Last Month

Median $/sqft

ZIP 70401$131
Tangipahoa Parish$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$139,999
2026-04-09Price change$149,000
2026-03-24Price change$156,000
2026-02-12Listed for sale$159,000
2026-02-12Listing removed$129,000
2025-12-04Price change$129,000
2025-09-18Listed for sale$134,500
2019-02-11Sold--
2018-11-07Sold--
2018-10-24Listed for sale--
2005-07-20Sold--

For Sale by Agent

AgentStephanie McKeough
BrokerageBerkshire Hathaway HomeServices Preferred, REALTOR

Similar Homes