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413 N 4th St, Bloomfield, NM, 87413

4beds
2baths
2,200sqft
$313,000
$142price/sqft
$1,982/moest. monthly cost
$79,280/yrincome needed

About This Home

Oldie but a Goodie!!! Check out this 3 or 4 bedroom home with 2 full baths, master BR has a jacuzzi. This home features 2 living areas, family room has a rock wood burning fireplace, french doors leading out to a spacious fenced backyard. Another great feature is the 30X40 garage/shop that with your imagination can be used for numerous things. Metal roof, newer plumbing from home to the street, hardwood floors that are original, irrigation, Master bedroom is 17X17 which is a great size if needing extra room or want to expand your horizon, large mudroom... All appliances to remain with property but being sold in AS IS condition, transferable home warranty at closing. This home will go zero down, USDA with approved credit and income.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Central Primary SchoolGrades 1-30.2 mi
6/10
Mesa Alta Jr High SchoolGrades 7-81.1 mi
8/10
Bloomfield High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1960

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood
  • Laundry features: Mud Room

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Bedroom3

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Bedroom4

  • Level: Main
  • Area: 187
  • Dimensions: 11 x 17

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main
  • Area: 360
  • Dimensions: 18 x 20

Dining Room

  • Level: Main

Features

  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Kitchen

  • Level: Main
  • Area: 260
  • Dimensions: 13 x 20

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 12 x 25

Master Bedroom

  • Level: Main
  • Area: 289
  • Dimensions: 17 x 17

Other

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Other

  • Level: Main
  • Area: 1200
  • Dimensions: 30 x 40

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 2063170388428
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Wood,Chain Link,Back,Vinyl

Lot

  • Lot size: 0.35 Acres
  • Features: Cul-De-Sac

Parking

  • Parking features: RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Winter Weather
Heat Wave

FEMA Declared Disasters in San Juan County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,582$18,984
Home Insurance *$109$1,308
Property Taxes $135$1,620
Electricity $156$1,877
Total$1,982$23,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,954/yr
40% on housing$59,460/yr
45% on housing$52,853/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 87413$158
San Juan County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 87413$190
San Juan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Price change$313,000
2025-12-29Listed for sale$319,000
2025-04-17Listing removed$292,000
2025-03-14Pending sale$292,000
2025-03-11Listed for sale$292,000
2023-10-18Listing removed--
2023-08-24Listed for sale$269,900
2023-07-27Pending sale$269,900
2023-07-26Listed for sale$269,900

For Sale by Agent

AgentElizabeth M Tafoya
BrokerageRE/MAX of Farmington

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