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29 E First Street, Ocean Isle Beach, NC, 28469

5beds
6baths
2,478sqft
$1,729,900
$698price/sqft
$9,971/moest. monthly cost
$398,840/yrincome needed

About This Home

POOL ON THE TOP FLOOR!!! Welcome to your dream resort style retreat in the heart of Ocean Isle Beach. Thoughtfully maintained and tastefully decorated with coastal charm, this spacious 5-bedroom, 5.5-bath home with a 3 stop elevator offers the perfect blend of comfort, style, and location. Recent improvements include new Hardie siding in 2025, new HVAC systems in 2024, all new doors in 2025, new golf cart garage in 2025 and numerous additional upgrades. This turnkey rental property already has reservations on the books. The first-floor features four spacious bedrooms, each with its own private bath, creating the ideal setup for guests and family. Upstairs, the reverse floor plan showcases a stunning open-concept living space filled with natural light, including the kitchen, dining area, and living room -- all flowing seamlessly onto the expansive trex deck complete with an 18' x 8' pool with a 4-foot depth. Imagine your pool perched on the second floor with vast ocean views and salty sea breezes where family and friends can gather making memories. Also located on the top floor are a powder room, laundry area, and a beautifully appointed master suite. Ideally situated on First Street, this home places you right in the center of everything Ocean Isle Beach has to offer. Enjoy being just steps from the sandy beach and within walking distance to local restaurants, shops, the park, and the iconic pier. Conveniently located between North Myrtle Beach and Wilmington, this immaculate coastal home is truly one of a kind. Beach living is here and now -- schedule your private showing today.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

9/10
Union ElementaryGrades K-55.0 mi
4/10
Shallotte MiddleGrades 6-85.9 mi
4/10
West Brunswick HighGrades 9-126.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Other,Pilings
  • Roof: Architectural Shingle
  • Construction materials: Fiber Cement,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Washer,Refrigerator,Dryer,Dishwasher,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Solid Surface,Kitchen Island,Elevator,Ceiling Fan(s),Furnished,Reverse Floor Plan,Walk-in Shower,Blinds/Shades

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,478
  • Total interior livable area: 2,478 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 257dg005
  • Zoning: Oi-R-1
  • Special condition: Standard

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: See Remarks,Private
  • Patio & porch: Open,Covered,Deck
  • Fencing: None
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Frontage type: See Remarks
  • Living area range: 2400 - 2599

Lot

  • Lot size: 5,140 sqft
  • Lot size dimensions: 51 x 100

Parking

  • Parking features: Off Street,On Site,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Ice Storm
Lightning
Tornado
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Brunswick County and North Carolina

Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,747$104,964
Home Insurance *$457$5,484
Property Taxes $537$6,444
Electricity $230$2,769
Total$9,971$119,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,862/yr
40% on housing$299,130/yr
45% on housing$265,893/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$698This listing

vs Other Active Listings

Avg $/sqft

ZIP 28469$399
Brunswick County$270

vs Homes Sold Last Month

Median $/sqft

ZIP 28469$247
Brunswick County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-30Price change$1,729,900
2026-06-15Price change$1,739,900
2026-05-27Listed for sale$1,749,900
2018-03-19Sold$685,000
2018-01-12Pending sale$699,000
2017-09-01Listed for sale$699,000
2017-07-22Pending sale$699,000
2017-05-22Listed for sale$699,000
2008-06-19Sold$925,000
2005-06-07Sold$500,000

For Sale by Agent

AgentSARAH HARRIS Team
BrokerageIntracoastal Realty Corporation

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