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3623 Bear Trl, Lakeside, AZ, 85929

3beds
4baths
2,102sqft
$630,000
$300price/sqft
$3,805/moest. monthly cost
$152,200/yrincome needed

About This Home

Discover a rare opportunity to own a truly one-of-a-kind retreat in the heart of Lakeside, offering exceptional privacy while still being close to everything the area has to offer. Situated on approximately .48 acres (owner measurement is closer to 0.57 acres; buyer to verify), this beautifully remodeled property features a 2-beds, 2-bath main home and a fully equipped detached guest home, creating the ideal setup for multi-generational living, rental income, or an entertainer's dream. The main home is 1,152 SqFt and welcomes you with a living area with a cozy woodstove that adds warmth and charm, perfect for enjoying the cool mountain seasons. The living space flows into a spacious dining space, and an updated kitchen complete with modern cabinetry, and granite countertops. The primary suite offers a private ensuite bath and walk-in closet. The second bedroom nicely sized and is serviced by a full guest bathroom that also includes the home's laundry area. Connected by a covered walkway, the detached guest home offers approximately 950 SqFt and features 1 bed, 2 baths, and a spacious loft providing flexible living space, potential bedroom/bunk room, game room, etc. The guest home includes its own updated kitchen with custom cabinetry, stone countertops, and stainless-steel appliances. The downstairs bathroom, connected to the bedroom, also houses the laundry area, adding convenience and functionality for guests, extended family, or tenants. The guest home also enjoys its own separately fenced yard, complete with raised garden beds and drip irrigation already in place, perfect for gardening enthusiasts. The outdoor amenities truly set this property apart. Designed for year-round enjoyment, the grounds feature new artificial turf, a ramada perfect for entertaining, a firepit area, custom wood storage, and a hot tub positioned for relaxing under the stars, whether in the snow or sunshine. Most outdoor furnishings are included, making this a turnkey entertainer's retreat ready to enjoy from day one. For those needing workspace or hobby areas, the property includes two large, workshops with electricity, one of which includes a utility shed on the backside for yard equipment. A detached fully insulated office adds even more flexibility and can be used as a she shed, studio, game room, or additional workspace. The fully fenced property is secured with a brand-new Mastercraft electric gate and also features a separate fenced section for the guest home, offering added privacy and functionality. The home is thoughtfully equipped with heated gutters and leaf guards for convenience and year-round ease of maintenance. Additional highlights include a full RV hookup and ample space to add a garage or carport if desired. This private Lakeside retreat offers unmatched versatility, comfort, and lifestyle, whether you're looking for an income-producing opportunity, a family compound, or a place to gather and create lasting memories. Truly a must-see. *** Discover the White Mountains of Arizona--where adventure, beauty, and fresh mountain air come together. Enjoy four stunning seasons, 40 lakes, and 600+ miles of rivers and streams, perfect for fishing, kayaking, and exploring. Hit the trails on one of the largest trail systems in the Southwest, or spend winter days at Sunrise Ski Resort, just 40 minutes away with three mountains of skiing, snowboarding, and sledding. Love shopping or culture; wander through antique shops, summer arts & craft fairs, and lively music festivals. Golfers can tee off at seven scenic courses, including three public gems. It's no wonder Pinetop-Lakeside was voted the "Best Cabin Region in the U.S." The White Mountains--Arizona's best-kept secret. Come explore and embrace the MAGIC!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Blue Ridge High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Stemwall
  • Roof: Metal,Pitched
  • Construction materials: Wood Frame

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Bathroom

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4

Features

  • Master Downstairs,Vaulted Ceiling(s),Shower,Tub/Shower,Full Bath,Pantry,Kitchen/Dining Room Combo,Breakfast Bar
  • Window features: Double Pane Windows,Screens
  • Flooring: Plank,Carpet,Tile
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Forced Air,Wood

Interior Area

  • Total structure area: 2,102
  • Total interior livable area: 2,102 sqft

Property

Details

  • Parcel number: 21235010

Features

  • Patio & porch: Patio,Deck
  • Exterior features: RV Hookup,Rain Gutters
  • Has spa: Yes
  • Fencing: Privacy,Chain Link
  • Has view: Yes
  • View description: Panoramic
  • Horses can be raised: Yes

Lot

  • Lot size: 0.50 Acres
  • Features: Wooded,Tall Pines On Lot,Landscaped,Drip System

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Inland Flooding
Cold Wave

FEMA Declared Disasters in Navajo County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,185$38,220
Home Insurance $194$2,328
Property Taxes $204$2,448
Electricity $222$2,671
Total$3,805$45,660

Income You'd Need if You Spent...

35% on housing$130,457/yr
40% on housing$114,150/yr
45% on housing$101,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 85929$225
Navajo County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 85929$273
Navajo County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-02Listed for sale$630,000
2020-09-09Sold$226,500
2020-07-27Listed for sale$219,500
2008-10-14Sold$195,000

For Sale by Agent

AgentBeverly R Best
BrokerageRealty Executives AZ Territory - Pinetop

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