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289 Elm St, Duncan Falls, OH, 43734

2beds
1baths
864sqft
$188,500
$218price/sqft
$1,561/moest. monthly cost
$62,440/yrincome needed

About This Home

Don’t miss this charming 2 bedroom, 1 bath ranch home in the DunFalls Association of Duncan Falls, offering public water and public sewer! Located on a corner lot in the Franklin Local School District, this home is a great opportunity for a first-time buyer, investor, or someone looking to downsize. Enjoy the convenience of 1st floor laundry, a 2 car detached garage, and an enclosed back porch/sunroom overlooking the yard and offering additional space to enjoy. The kitchen appliances, washer/dryer, and large living room TV will remain. The furnace and HVAC were updated in 2014, the metal roof and siding on the home and garage were new in 2022, and the garage door was replaced in 2023. Newer vinyl flooring has been installed over hardwood floors.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
4/10
Philo Junior High SchoolGrades 6-80.8 mi
6/10
Philo High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s)
  • Fireplace features: None
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 73900714000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Enclosed,Patio,Porch
  • Fencing: None

Lot

  • Lot size: 7,535 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Hail
Ice Storm
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $953$11,436
Home Insurance *$86$1,032
Property Taxes $329$3,948
Electricity $193$2,320
Total$1,561$18,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,520/yr
40% on housing$46,830/yr
45% on housing$41,626/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 43734$89
Muskingum County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 43734$192
Muskingum County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Contingent$188,500
2026-06-05Price change$188,500
2026-05-21Listed for sale$194,500
2016-11-09Sold$72,500
2016-10-31Pending sale$78,000
2016-10-07Price change$78,000
2016-09-29Listed for sale$70,000
2011-04-11Sold$68,500
2010-07-22Sold$68,500
2005-06-09Sold$67,000
2005-01-25Sold$62,000
2002-06-14Sold$68,000
2001-06-26Sold$70,000

For Sale by Agent

AgentJessica L Winland
BrokerageColdwell Banker Realty

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